Our flexible learner driver insurance allows you to get more practise behind the wheel in a friend or family member’s car without affecting their No Claims Discount.
Whether you’re a learner or a seasoned pro, it’s a legal requirement to have insurance when you’re behind the wheel. Learner Driver Insurance covers the learner while they practice their driving skills in a friend or family member’s car and continues to provide cover during their test.
This flexible, short-term policy protects the car owner’s No Claims Discount while providing the learner the cover they need – just choose 30, 60, 90, 120, 180 or 240-days cover. There are a few rules and stipulations around where you can drive and who with (supervising drivers need to be aged 25 or over and to have held a full UK driving licence for at least 3 years), so take a look at our complete guide to learner driver insurance.
In short, yes. Anyone who is driving on a UK road, by law, needs to have valid insurance in place – even if they are a provisional licence holder. If you’re driving with an instructor, they are likely to already have this in place, but if you are planning on practising outside lessons in your own car or a family member’s/friend’s car, then you definitely need insurance as a learner driver. The penalty for driving without valid insurance is £300 and 6 penalty points (or more if it goes to court). No-one wants that at the start of their driving career, right?
How does learner driver insurance work?
Who can supervise a learner driver?
Any driver over 25 who has held a valid full UK driving licence for at least 3 years can supervise a learner while they’re practising. It doesn’t necessarily need to be the car owner, as long as they have permission and are qualified to drive the vehicle you are using. Bear in mind, if their licence is for automatic vehicles, they can’t supervise you in a manual car.
The DVSA recommends learner drivers get as much private practice alongside lessons as possible, especially since learners are taking around six months or more to pass their test. With their Ready to pass? campaign, the DVSA are urging learners to get in some extra practice if they think they aren't ready - rescheduling their test to give themselves some extra time.
Before you head out practising, check out our guide to make sure you get the most out of private practice.
No risk to the car owner’s No Claims Discount
Be on the road sooner with instant cover
Save money when you renew your policy
Over 15 years of experience
If you’re looking for car insurance for a driving test on your own car - check out our Black Box Insurance. It's designed to cover a young driver in their own car before and after they pass with no increase in price on passing. If you're not quite decided yet what type of insurance you need, we have a handy guide to help you compare insurance options for learner drivers.
What's covered by our Learner Driver Insurance policy?
Damage to the car owner’s vehicle
Medical expenses up to £250
Personal belongings up to £100
If you're learning to drive, we've got everything you need to know to get ready for your driving test in one place!
Did you know that Marmalade also sell L-plates? Head over to our Amazon store to buy yours today.
Advice and guides for parents helping their learner driver on their driving journey.