Temporary cover for provisional licence holders needing insurance on a parent’s or friend’s car.
Short term learner car insurance is a flexible and affordable way to practise your skills as a provisional driver. Whether you’re taking private lessons or wanting extra driving time before your test, learner insurance allows you get on the road to master those skills. This enables you (the learner) to drive a friend or family member’s car over a short period of time.
You choose the length of cover that suits you. Your car insurance can be activated instantly for up to 30, 60, 90, 180 days or 1 year! If you want extra practise before your test, paying for annual cover may not be necessary, so choosing between our various cover options allows you to decide what’s best for you!
The supervising driver must be 25 or older, having held their full UK driving licence for at least 3 years. They don’t need to be the person who owns the car but needs the car owner’s permission to use it – and they must abide by the same rules they would if they were driving (e.g. they should not be using their phone, under the influence of alcohol, etc.). The car must have L plates (or D plates in Wales) to warn others on the road. Short term learner insurance from Marmalade will cover the supervising driver to take over, should the learner be unable to continue to drive.
Gaining experience outside of driving lessons helps you increase your skills and real-life situations as opposed to an hour once a week. Because a short-term learner policy can be bought in chunks, as and when you need, it’s particularly useful if you haven’t got your own car and you’re not sure what car you’ll be driving once you pass your driving test. It’s also super easy to set up your learner insurance online – taking the hassle and worry away from the car owner, who may otherwise need to spend ages on the phone to their own insurer (and risk their No Claims by adding you!)
Your Learner Driver Insurance policy ends the moment you pass your test, so make sure someone else can drive you home again! Fear not – we have some great options for you to get cover once you pass. We can help you stay insured on your parent’s car or help you insure your own set of wheels. We can even get you behind the wheel of a brand new car with free insurance (or a contribution depending on your postcode).
Instant comprehensive cover
You, and the car owner, can be rest assured that cover is comprehensive if you have an accident (which we hope you won’t!). The excess is low too, at £250.
No risk to car owner’s No Claims Discount
Great news for the main driver - your main insurance policy isn't affected by Marmalade’s learner insurance policy – as it’s a separate policy only covering the learner while they are behind the wheel.
Simple and straightforward
It is quick and easy to get a quote and your policy can be up and running in minutes. As it’s a temporary policy, there’s no need for a black box - so you can be covered to drive straight away!
Select the most appropriate cover for you – 30, 60, 90, 180 days or 1 year, with options to add 7 or 14 days at renewal. You may want to take your time – or need a short burst to scrub up on a few skills. It’s up to you!
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