Car insurance for experienced drivers
We aim to keep the cost of cover down by providing exclusively self-service car insurance which can only be managed online through your Customer Hub, all without compromising on important benefits.
All Marmalade Experienced Driver policies include personal accident cover, windscreen and personal belongings cover, a 5-year guarantee on repairs, and a courtesy car for the duration of accident repairs.
Marmalade Essentials offers our standard level of cover. For enhanced cover, Marmalade Classic includes additional benefits, such as European travel cover, our uninsured driver promise - which gives you peace of mind by protecting your No Claims Discount, and excess cover in the event of an accident caused by an uninsured driver.
Whichever insurance option you choose, enjoy the convenience of an online policy you can manage whenever you want to.
Insurance made easy
Easy to arrange and simple to manage with 24/7 online policy management, this smart policy offers two levels of comprehensive insurance cover to suit your needs.
Marmalade Essentials
Our standard level of cover includes:
- Instant comprehensive cover
- Courtesy car for duration of repairs (not provided if your car is stolen and not recovered, or a write-off)
- Personal Accident cover up to £5,000
- Personal Belongings cover up to £150
Marmalade Classic
As Essentials, plus more, including:
- Uninsured Driver Promise
- Unlimited windscreen & glass replacement (if using our accident and claims service)
- Child car seat cover up to £300 per seat
- Medical expenses up to £250 for each insured person
Car insurance for the whole family
Since 2006, we’ve focused on providing learner drivers and new drivers with the insurance cover they need for peace of mind on the road. Now, we want to reward drivers who have built up five or more years of experience on the road, and parents, with the great service that young drivers have benefitted from over the years.
Why consider Marmalade for car insurance?
- We're rated "Great" on Trustpilot based on 10,985 reviews of all products as of June 2024
- Manage your policy online 24/7 using our Customer Hub
- Two comprehensive cover options
- All car repairs guaranteed for 5 years if completed by our recommended repairer
- 24-hour dedicated claims helpline

Car insurance with no black box
Experienced drivers are more able to prove their driving history and may have built up a number of years without a claim. This makes you less likely to need a telematics or black box to monitor your driving.
We’ve developed car insurance without a black box specifically to cover drivers with five or more years of driving under their belt - without the need to share driving data.
Our Customer Hub puts you in the driving seat
Stay in control of your car insurance policy with our online Customer Hub, which allows you to:
- View policy documents 24/7
- Make changes to your policy
- Renew your policy and access your renewal quote
- Go paperless
- Upload Proof of No Claims Bonus and other documents

Frequently asked questions
Our ethos at Marmalade has always been to make getting on the road more straightforward and affordable. So, to help pass on savings to experienced drivers who know what they want from their insurance, this policy is designed to be entirely self-service through your online account. You can view your policy documents, make changes to your policy, and renew your cover 24/7 at your convenience.
We’re still here if you need us though – so, if you need to contact a member of the team, we can help you on live chat between 8.30am and 8.30pm Monday to Friday, and between 9am and 5pm on a Saturday.
We’ve designed our experienced driver insurance to be an online self-service policy, enabling customers to manage their policy at their convenience.
We understand that there may be times when you need to speak to a member of the team so, if you need us, we’re still here on live chat between 8.30am and 8.30pm Monday to Friday, and between 9am and 5pm on a Saturday.
We have a dedicated claims line for Experienced Driver Insurance policyholders.
Please call the team on: 0333 035 9747
This number can be used to make a claim on your Marmalade Essentials or Classic policy, which also includes Legal Expenses and Hire Car Claims (if they are included in your policy schedule).
All lines are open 24 hours a day, 365 days a year!
Take a look at your policy documents to check that you have breakdown cover and who your provider is.
If your Breakdown Cover is provided by the RAC:
Vehicles broken down in the UK: Call 0330 013 2071
If you are in the EU and have opted for EU cover:
Calling from Europe +33 472 43 52 55
Calling from a French landline (freephone) 0800 290 112
Calling from the Republic of Ireland (freephone) 1 800 535 005
Or, register your claim digitally with the myRAC app
If your Breakdown Cover is provided by AXA:
If you’d rather speak to us and you’re in the UK, please call 0333 035 9746
If you’re in the EU and have EU cover, please call +44 1737 334299
Or register your details online