What is covered with Marmalade Learner Driver Insurance
Our temporary provisional car insurance covers you to drive a family or friend's car while you're learning – all done in a clever way that doesn't risk the car owner's No Claims Bonus.
We'll cover learner drivers on most cars up to insurance group 32 with a current value of up to £30,000, provided the vehicle is already insured by the car owner and is up to 20 years old. Wait, there's more! It even covers whoever is supervising your driving if they have to take control of the wheel in an emergency.
What’s included in your cover?
Legal liability for death or injury to any other person, including passengers
Legal liability for damage to other people’s property up to £20,000,000
Damage to the vehicle
Windscreen repair/replacement
Excluded
Personal Accident Benefits: For you or your spouse for death or loss of limbs/sight up to age 69
Up to £2,500
Medical expenses
Up to £250
Personal belongings
Up to £100
Foreign Use
Excluded
Excess (payable in the event of a claim)
£250
Please take time to read the Policy Booklet so that you understand what the cover it provides.
Have a question about our Learner Driver Insurance? Click here to read our Learner Driver FAQs.
Cancelling your policy
Cancelling within the cooling off period
Cancelling after the 14 day cooling off period
If you notify us that that you wish to cancel within 14 days of the policy start date, the following refunds will be made:
- 7, 14 or 30 day policy: No refund
- 60, 90 or 180 day policy: Refund of the part of the premium not used, minus £10.00 administration fee
- Please read our Terms of Business for the refund due if you cancel before your policy start date.
- Please note that in the event of a claim being made, regardless of when the policy is cancelled, there will be no refund given.
- No refund will be due for policies of up to 180 days.
- 1 year policy: Refund of the part of the premium not used, minus £50.00 administration fee
- Please note that in the event of a claim being made, regardless of when the policy is cancelled, there will be no refund given.
Happy with the cover?
It's quick and easy to get cover in minutes. You can drive straight away with instant cover!
