Looking for Pay As You Go Insurance?
We no longer offer Pay As You Go Insurance to new customers, but we could still help you get on the road.
Our Annual Black Box Insurance covers young drivers on their own car whereas our Named Young Driver Insurance is designed for those driving a parent’s car.
I already have a Marmalade Pay As You Go policy, what does this mean for me?
If you already have Pay As You Go Insurance through us, either on your own car or on a parent’s car, your policy will expire on the anniversary of the date you originally took our the policy – this is to ensure that you still have the opportunity to earn your No Claims Discount for the year. Until this date, you can still top up your miles as normal.
If you have any questions, we’re on hand via Live Chat so just get in touch.
Frequently asked questions
How do you know how many miles I have used?
Your tag and app will measure the miles driven as it will recognise when you are behind the wheel. Your miles remaining will show at the top of your dashboard on the driving app so you can keep an eye on it yourself.
How do you know the young person is driving the car?
The insured driver’s phone will pair with the tag via Bluetooth every time they drive, so we will know every time they are behind the wheel. However, if a trip is wrongly assigned, you can re-assign the trip in the app. Please be aware that dishonestly re-assigning your trips could result in cancellation of your insurance.
Are there any curfews or night-time driving restrictions?
None whatsoever, provided you are driving safely. Driving is about freedom after all, so whether you’re heading home from work or popping out for some late-night snacks, we’ve got you covered!
Am I insured to take my driving test?
Yes, you are insured to take the driving test in your car with our Pay As You Go insurance, and your cover will continue seamlessly once you have passed. Before you book your test, check your eligibility with the DVSA requirements.
These include making sure that the car is taxed and MOT’d, and that it has L-plates and an extra interior rear-view mirror. Don't forget to bring a copy of your insurance documents with you. Read more about the requirements in our guide to taking your driving test in your own car. When you pass, don’t forget to call us to let us know, and email us a copy of the front and back of your full licence when you receive it.
How do I top up my miles?
For our Pay As You Go Insurance, your miles will top-up automatically when you have 50 miles left. Payment will be taken from your card, and we’ll send you an email to confirm.
What happens if I run out of miles on my Pay As You Go Car Insurance?
The beauty of our Pay As You Go Insurance is that you don’t need to stress about running out, as the policy will auto top-up when you have 50 miles left. But don’t worry, if you decide you don’t need the cover to continue, you can simply give us a call and we will cancel the policy, refunding any miles remaining since your last top up.
Why do I need to set up an automatic top-up for this policy?
As you are only covered for the miles you have purchased, we don’t want our customers to be in the position where they do not have insurance in force if they have forgotten to top up or run out of miles in the middle of a long journey. Our auto top-up facility ensures that you always have the miles you need to get from A to B.