Should I drive during this time?

The most recent advice from the government suggests that you can now drive if you need to for the purposes of:
• Getting to work if you are unable to work from home,
• Visiting other destinations for exercise and essential appointments,
• Shopping for essentials, groceries or medical supplies.
Provided that you stay at home as much as you can and limit contact with other people
There has been no specific advice about provisional licence holders however, the guidelines suggest driving would be acceptable provided that:
1. Learner drivers are accompanied by a member of their household (over 25 years old who has held their full driving licence for 3 years or more)
2. The trip must only be for one of the government sanctioned reasons for leaving the house. (Check with your local Government for the latest guidelines)
3. Both people must be needed for the purpose of the trip.
4. The route taken must be direct from starting point to final destination.

If you or anyone in your household has had symptoms, you should self-isolate, so in these circumstances, you should not drive.
Read more in the Prime Minister's address or on the Government website. For drivers in Scotland, Wales and Northern Ireland, the rules may differ, so please check the gov.scott, gov.wales or indirect.gov.ukwebsites for more detailed guidance.

Can I remove the black box from the car?

Once you have fitted your black box to the car, the box must remain in the car until you're no longer insured with Marmalade. As it is a self-fit box, you could remove this yourself. However, we will stop recording the journeys once your policy ends, so if you prefer you can simply leave it in situ. Should you wish to arrange for an engineer to remove the box, this would be at your own cost.

Can my child be insured on a car registered to me, the parent?

Yes, if the young driver is the main driver of the car we can provide cover if the car is owned and registered by a parent or guardian. It may be handy to know that we can cover the young person on a provisional licence too. So, if they'll be driving it when they pass their driving test, you can take cover out beforehand and cover will continue seamlessly when they pass, with no price increase.

Can you drive before the black box is fitted?

Cover can be instant – so you can get straight behind the when once your policy has started! All we ask, is that you fit your black box within 14 days of the start date.

Am I insured to drive other cars?

As your premium is based on a black box being installed in the car you drive, you are only covered to drive the car specified on your policy, so you are not covered to drive other vehicles with this insurance.

What happens if you’re caught speeding with a black box?

The black box measures speed, acceleration and braking, so it will flag on your driving portal where you have been over the speed limit and for how long – you’ll be able to check this after your journey. We’re not concerned about minor mistakes, so if it’s a one off – don’t worry, if you’re aware of it, you’re less likely to do it again. However, if you repeatedly drive at risk, we’ll give to a call to discuss your driving and how you can improve. If the dangerous driving continues (which we’re sure it won’t), you’ll start a red journey process, which you can read more about here. Obviously, if you’re caught by Police or a Speed Camera, you may be subject to a fine and points on your licence.