Find out everything you need to know about the options for insuring a learner driver in their own, or a friend or family member's, car.
Learner driver insurance is for provisional licence holders looking to practice their driving, outside of lessons with an instructor, with a friend, parent or grandparent supervising. If you're just starting out on your driving journey, you may have questions on where to start and how learner driver insurance works. Well, we're here to help!
Insurance policies are never one-size-fits-all, so we've broken down the different options to help you find one that suits you. If you’re still unsure, we've got a super handy tool to help you decide which policy is most suitable.
Temp cover in a family or friend's car
Young driver as the main driver
As long as the learner driver has insurance in place, the supervising driver won't need specific cover as they will be covered by the learner's policy, providing they meet the eligibility criteria.
It's important to remember however, if you're allowing a learner to practise in your car, you will still need your own insurance in place for the vehicle, separate to the learner's policy. Supervising drivers must be aged 25 or over and have held a full UK driving licence for at least 3 years.
Yes, you can insure a car with a provisional licence. Our Temporary Driver Insurance and Named Young Driver Insurance cover a learner on a family member's, while our Black Box Insurance provides cover on their own car. Remember, insurance is a legal requirement, so you will need to get it in place before hopping behind the wheel.
Here at Marmalade, all our policies are comprehensive so they will cover the car you are driving as well as any 3rd party damage. In addition to this, they will cover the supervising driver to take over in a medical emergency.
The policy will also cover the learner driver during their driving test, however, if you have selected a short term policy, the cover will cease as soon as they pass their test – so they may need a lift home!
If you'd like to read more about what learner driver insurance covers, have a look at our policy details.
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