Can I take driving practice at the moment?

The most recent advice from the government suggests that you can now drive if you need to for the purposes of:
• Getting to work if you are unable to work from home,
• Visiting other destinations for exercise and essential appointments,
• Shopping for essentials, groceries or medical supplies.
Provided that you stay at home as much as you can and limit contact with other people.
Again, there has been no specific advice about learner drivers, however, the guidelines suggest driving would be acceptable provided that:
1. Learner drivers are accompanied by a member of their household (over 25 years old who has held their full driving licence for 3 years or more)
2. The trip must only be for one of the government sanctioned reasons for leaving the house. (Check with your local Government for the latest guidelines)
3. Both people must be needed for the purpose of the trip.
4. The route taken must be direct from starting point to final destination.

If you or anyone in your household has had symptoms, you should self-isolate, so in these circumstances, you should not drive.
Read more in the Prime Minister's address or on the Government website. For drivers in Scotland, Wales and Northern Ireland, the rules may differ, so please check the gov.scot, gov.wales or indirect.gov.uk websites for more detailed guidance.

What is the policy excess?

You will need to pay the first £250 towards the claim if there is a fire, the car is stolen or you have an accident whilst you're driving.

Who can supervise a learner and how old must they be?

Any driver who is over 25, who currently holds a current valid full UK driving licence, and has done for at least three years, can supervise you. It doesn't even need to be the person who owns the car. Of course, you'll need the permission of whoever owns the car - we're sure you knew that anyway!

Will I be covered to take my driving test with learner insurance?

Yes. You will need to take your insurance policy documents with you and ensure the car meets certain requirements set by the government. We’ve summarised the main points here but we advise you to read the full requirement on the government website.
- It must be taxed
- The car must be roadworthy (with a current MOT for cars over 3 years old)
There can’t be any warning lights showing
There can’t be any tyre damage or space saver tyre fitted
You must fit L plates to the front and rear of the car and an extra interior rear-view mirror for the examiner.

What is learner driver insurance?

Marmalade’s Learner Driver Insurance allows provisional licence holders to get extra driving practice in a friend or family member’s car. This comprehensive policy sits separate to the car owner’s policy and covers the learner driver while they are behind the wheel, without affecting the car owner’s No Claims Bonus. As the name suggests, cover ends once the learner passes their test – as they’re no longer a learner driver!

Can a learner be insured on their own car?

Yes – but not with this policy. This is a short-term policy designed to sit alongside an existing motor policy of a car owned by someone else. Our Black Box Insurance is designed to cover a young driver in their own car before and after they pass!

Are learner drivers covered to drive on the motorway?

We’re afraid not. Our learner insurance will not cover a learner to drive on a motorway during their private practice. By law, Learner drivers are only allowed to drive on the motorway with a qualified driving instructor with dual controls, provided the driving instructor is confident that the learner is experienced enough and close to passing their driving test.

Can more than one learner driver be insured on the same car?

The car insurance only covers the learner driver named on the policy. However, if there is more than one learner driver to insure each driver can have their own policy and practise in the same car.