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Weekly or Pay as You Go car insurance for students to share a parent’s car - with no risk to the car owner's No Claims Discount!

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This cover is suitable for:

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Sharing a family car
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17-27 year olds insuring by the mile
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Students aged 18-27 for weekly cover
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Students looking for flexible insurance
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This cover is not suitable for:

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Insuring cars more than £30,000 in value

Temporary student car insurance

It can be a challenge finding cheap car insurance for students. It’s just not affordable to fork out for annual insurance if you’re not driving many miles or if you’re a student away at university most of the year.

Luckily, Marmalade has two great student car insurance options to give you the freedom to share a family car as and when you need to.

Student Car Insurance Options

Temporary student car insurance

For students in higher education

  • dotChoose cover from 1 to 6 weeks
  • dotCover in a family car or friend's car
  • dotInstant comprehensive cover and no curfews
  • dotExclusively for higher education students

Pay As You Go Car Insurance

For drivers aged 17-27

  • dotPay just for the miles you drive
  • dotNo risk to the car owner’s No Claims Discount
  • dotComprehensive cover on a parent’s car with no curfews
  • dotEarn a No Claims Discount for every claim free year

Looking to insure your own car?

If you’re lucky enough to have your own set of wheels, you’ll be pleased to know we do car insurance for students away at university or living at home to cover you as the main driver.

Find out why 9 out of 10 customers would recommend Marmalade Black Box Insurance and get a quote today!¹

Why choose Marmalade Student Driver Insurance?

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98% of customers would recommend us!

Plus, we’re the UK’s best known insurance provider dedicated to young drivers according to YouGov!
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Get covered straight away!

Get a quote in minutes and you can be covered to drive as soon as you've paid.
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Comprehensive cover that fits around you

Students enjoy the ultimate flexibility with the choice of weekly or pay as your go insurance cover
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No risk to the car owner’s No Claims Discount

Your folks can relax about sharing their car - as their No Claims Discount won’t be at risk

What is the difference between temporary student car insurance and pay as you go student car insurance?

We highlight the key differences below. In summary, a temporary policy is handy for one-off use for a short period. If you’re coming home most holidays or weekends - a pay as you go policy allows flexibility to continue using the car and pay per mile.

Temporary student driver insurance

Handy for borrowing a car short term

  • dot1 - 6 weeks cover
  • dotCovers you to drive a family car or friend’s car
  • dotYou can be covered straight away - with no black box
  • dotExclusively for higher education students

Pay As You Go Car Insurance

Handy for sharing a parent’s car

  • dotPay just for the miles you drive
  • dotSmart black box to keep track of miles and review journeys
  • dotStart with 500 miles and top up as you go
  • dotEarn a No Claims Discount for every claim free year

Student car insurance FAQ’s

What is student car insurance?arrow
Car insurance for students is designed around the needs of students. Of course, we all know that there are more flexible ways to study now so we offer a range of options to cover students to share a parent’s car. We can help you find your cover in just 3 clicks with our insurance finder tool .
Do Marmalade offer car insurance for university students?arrow
Yes indeed. Our weekly student car insurance is designed exclusively for university students and students in higher education, to enable them to borrow a car on a short-term basis. For students that are living at home, or who are coming home during the holidays and weekends, our Pay As You Go Insurance allows more flexibility by allowing students to pay by the mile instead. Miles stay valid for 12 months, so it’s a great way to start earning a No Claims Discount
Why would students need temporary student car insurance?arrow
This policy is designed to help students keep their independence and get the freedom of the road, even if they don’t have their own car. It’s helpful during the holidays for returning university students, and those who live at home and just want to borrow a car from time to time!
What cars are pay as you go and short-term student car insurance valid for?arrow
We'll cover most cars as long as they're under 20 years old, up to insurance group 32 and no more than £30,000 in value.
Will this student car insurance allow me to drive any car?arrow
This policy is a short term flexible insurance option for students to get cover on a family car or friend’s car and will only cover the student to drive the car specified on the policy. The car needs to have a main insurance policy in place – as this policy will only provide cover when the student driver is behind the wheel.
Do Marmalade offer a car insurance student discount?arrow
You’ll may be pleased to know we also offer some nice loyalty discounts. If you’ve previously held a Marmalade Learner Driver Insurance policy with us, we’ll give you 10% off weekly student car insurance or Pay As You Go Insurance.

. Plus, if you choose to insure with our student driver policy, we’ll give you up to 10% off our Black Box Insurance if you insure your own car with us in the future.
Do students get cheaper car insurance or is car insurance more expensive for students?arrow
A quote for insurance is based on a number of factors, such as your age, the car you drive, where you live and your driving history, etc, so the price will vary from person to person. This means it’s a very tricky question to answer. Being a student may be seen as a lower risk occupation so may help bring the cost of your insurance down versus some other occupations (depending on the type of student you are), however, new drivers and drivers with limited experience are likely to pay more than older more experienced drivers due to the higher risk of a claim. When arranging insurance, it’s really important that the information you enter to get a quote is accurate to ensure that cover remains valid.

Here at Marmalade we try to make getting on the road as affordable as we can for young drivers, so we offer a range of options to try and keep the cost of getting on the road down. Why not try our insurance finder tool to see what options may suit you, and get a quote?
Which of my two addresses should I use for my student car insurance?arrow
It’s not uncommon for students to have two addresses. Essentially, we will need to know your home address and where the car is kept overnight. For the majority of students at uni, their home address is still likely to be with their parents.

So, when you’re asked your home address, enter what you consider your home. We will then ask where the car is kept overnight – it may be the same address, or, if you are borrowing someone else’s car or keeping the car at another address during the policy term, you will need to specify that address for where it is kept overnight.
Do Marmalade offer student driver insurance on a parent’s car?arrow
Yes indeed. Not many students can afford their own car, but still want the flexibility to get out and about in the holidays and at weekends so that’s what our weekly student car insurance and Pay As You Go student insurance are designed for. If you’d like help choosing, our handy insurance finder tool could help you find your cover in just three clicks!
Can students get temporary insurance on their own car? arrow
Our student car insurance is designed to sit alongside an existing motor policy of a car owned by a parent or grandparent. If you have your own car, take a look at our Black Box Insurance, an annual policy which is designed to cover you to drive your own car.
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What’s covered Marmalade’s student driver insurance policies?

Legal liability


Damage to the car owner’s vehicle


Personal accident up to £2,500


Medical expenses up to £250


Personal belongings up to £100

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Want to insure your own car?

Students could save money and develop safe driving skills with our Black Box car insurance – drive day and night with no curfews!

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Weekly insurance for students

If you’re a student looking for insurance by the week, our weekly student option is a great option. Choose from 1 to 6 weeks cover at a time.

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Learner insurance for students

Get ready to pass by practising your driving skills in a friend’s or family member’s car – with no risk to their No Claims Discount.

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