Cover before and after passing

Whilst short term insurance is a great option for learners on a parent’s car, once the learner swaps their provisional licence for a full one, they’ll need to arrange new insurance cover to drive their parents or friend’s car, because they’re no longer covered as a learner. You can get annual insurance for a young driver on a parent's car and annual insurance with black box technology that will seamlessly switch over from learner to full licence with no price increase. All you’ll need to do is let us know and you’ll be good to carry on driving with a full licence.

Save money when learning to drive

On average learner drivers in the UK spend £747 on driving lessons³, so it makes sense to save as much money as you can! Spend time during private practice to perfect the things your driving instructor has taught you, and you’ll spend less time going over it in lessons. Provisional licence holders will pay £200 less, on average, than full licence holders¹ so it makes sense to pick up this annual policy whilst learning to drive, and go from insurance as a learner to full insurance with no price increase when you pass!

Stay safe the on the roads

Telematics technology helps young drivers build up their driving skill and confidence, leading them to become better and safer drivers. Using this technology as a learner driver can help you in seeing where you may be breaking harshly or accelerating a bit too much, meaning you can perfect these before test day comes. Marmalade customers are nearly 4 times safer⁴ so not only does it help when you’re learning, it helps once you’ve passed to keep you safe on the road.

Start earning No Claims Discount

Picking up one of these annual insurance policies will see learner drivers start to earn their own No Claims Discount (yes, even if the cover isn’t on their own car!) As many drivers know, this can see big savings when it comes to renewals each year so the sooner we can start earning this – the better! What’s even better – if the young driver needs to make a claim on their policy on a parent's car, the No Claims Discount of the car owner isn’t affected.

Drive without curfews or restrictions

Telematics is one of the best options to keep prices down for learners and new drivers, but many come with night-time driving restrictions. At Marmalade, we don’t think it’s fair to penalise drivers on when they can and can’t get behind the wheel, just because they’re young! Whether it's an annual policy on the young drivers own car or on a parent's car with Marmalade means you can hit the road whenever you like and since almost 30%³ of young drivers wished they’d been better prepared for driving in the dark once they’d passed, we think this is a great way to get that practice in!