Annual Learner Driver Insurance

Yes, you can! Many insurance companies will allow parents to add a learner to their insurance policy as a named driver, however, this can often be quite costly (and may cost even more once they've passed). Plus, if they need to make a claim, the car owner’s No Claims Discount will be affected.

With Marmalade, you don’t need to worry about that when getting annual cover on a parent's car as there's no impact on the car owner’s No Claims Discount if a claim needs to be made, and no price increase when the learner goes from provisional licence to full.

Many people think you can't earn No Claims Discount until you've got a full licence, but that isn't the case. Whether you opt for learner insurance on the young driver's own car or a parent's, they'll start earning their own No Claims Discount and (as long as they don't need to claim) this should help them with the cost of their insurance at renewal. Short term insurance won't see learner drivers earning their own No Claims Discount, because they need to have had a policy for a full year with no claims for this to happen.

You sure can! With annual cover on a parent's car or annual cover on the young driver's car all you need to do is give us a call to let us know you've passed, and you can carry on driving, but with a full licence, -and we won't increase the price. With short term learner insurance, you would need to arrange a new insurance policy once passed and you're not a learner anymore.