Pick up Annual Insurance as a learner driver
Looking for learner driver insurance? There are a load of options for you to consider, such as short term cover becoming a named driver on an existing policy or taking out insurance on your own car.
If you’re after a year’s cover, we offer two options for Annual Learner Driver Insurance:
Black Box Insurance (cover on a young driver's own car)
Named Young Driver Insurance (cover for a young driver on a parent's car)
The benefits of getting Annual Insurance as a learner driver
Cover before and after passing your test
Our Annual Insurance will seamlessly switch over from learner to full licence with no price increase. Just let us know you’ve passed, and you’ll be good to carry on driving with a full licence.
Start earning No Claims Discount
Learners can start earning their No Claims Discount - even if the cover isn’t on their own car! If the young driver needs to make a claim on their policy on a parent's car, the No Claims Discount of the car owner isn’t affected.
Drive without curfews or restrictions
Whether it's an annual policy on the young driver's own car or on a parent's car, with Marmalade you can drive whenever you like, with no curfews or restrictions.
Help you stay safe the on the roads
Telematics can help learners see where they may be braking harshly or accelerating a bit too much, meaning they can perfect their skills before test day comes and after they’ve passed.
Discover two options to getting Annual Insurance as a learner driver
Black Box Insurance
Annual cover on the young driver's car
- No curfews or night time driving restrictions
- Seamless cover before and after passing test
- Perfect your maneuvers before your test with telematics technology
- Smart app helps you develop driving skills
- Earn your own No Claims Discount
Named Young Driver Insurance
Annual cover on a parent's car
- No risk to the owner’s No Claims Discount
- No price increase when you pass their test
- An alternative to adding a named driver to an existing policy
- Young driver starts to earn own No Claims Discount
- Smart app helps you develop driving skills
Get extra driving practise with Learner Driver Insurance
Many learners choose to take up some extra driving practise, outside of their lessons with a driving instructor, with a friend or family member supervising. Private practise is a great opportunity to perfect important skills and manoeuvres such as parking and driving in the dark ahead of your test.
Not sure where to start with private practise? No problem, discover our 10 tips for driving practise between lessons.
Save money when learning to drive
We know that learning to drive can cost a pretty penny which is why learners (and their parents) often get in some private practise, allowing the learner to hone their skills outside of pricey driving lessons.
Opting for an annual policy with Marmalade can also save you a few quid because there is no price increase when you pass your test, so you won’t be hit with a nasty bill!
Want more tips? Check out our handy guide.
Still not sure which product you need?
We're here to help with a wide range of flexible insurance options to suit you.
Use our insurance finder tool and find the cover for you today!
Frequently asked questions
Yes, you can! Many insurance companies will allow parents to add a learner to their insurance policy as a named driver, however, this can often be quite costly (and may cost even more once they've passed). Plus, if they need to make a claim, the car owner’s No Claims Discount will be affected.
With Marmalade, you don’t need to worry about that when getting annual cover on a parent's car as there's no impact on the car owner’s No Claims Discount if a claim needs to be made, and no price increase when the learner goes from provisional licence to full.
Many people think you can't earn No Claims Discount until you've got a full licence, but that isn't the case. Whether you opt for learner insurance on the young driver's own car or a parent's, they'll start earning their own No Claims Discount and (as long as they don't need to claim) this should help them with the cost of their insurance at renewal. Short term insurance won't see learner drivers earning their own No Claims Discount, because they need to have had a policy for a full year with no claims for this to happen.
You sure can! With annual cover on a parent's car or annual cover on the young driver's car all you need to do is give us a call to let us know you've passed, and you can carry on driving, but with a full licence, and we won't increase the price. With short term learner insurance, you would need to arrange a new insurance policy once passed and you're not a learner anymore.
Helping you get on the road
Parent advice
Black Box mythbusters
