How does this differ from adding a named driver to the main insurance?

This policy provides an alternative to this, as it is a separate policy that just covers the young driver when they are behind the wheel. This means that should the young driver need to make a claim it won't affect any No Claims Discount the car owner has earned on their policy, plus they will earn their own No Claims Discount, which would not be the case if they were added to the car owner's policy. Some insurers are reluctant to allow drivers aged under 25 to be added to a policy, so you may find you are unable to add a young driver, or the price may be prohibitively expensive. Our Named Young Driver insurance provides a stress free solution to this.

Can a young driver be covered in their own car with this policy?

This policy is specifically designed for learner drivers and young drivers who are sharing a parent's or grandparent's car, which must already have main insurance in place. If the young driver will be driving for more than 50% of the journeys in the car, our Black Box Insurance is more suitable. The great news is that they will also be covered from provisional licence to full licence with no price increase on passing their test, and of course, will earn their own No Claims Discount!