Hassle-free annual insurance
When it comes to insuring a learner driver - it can be a daunting, time consuming and expensive. And then, once the young driver passes their test, you have the headache of finding a new policy, and potentially the expense of buying another car.
Our Named Young Driver insurance is a smart, hassle-free way to enable your young driver to share the family car from learner to full licence. It provides seamless cover if they pass their test during the policy year, which means there’s no need to take out a whole new policy once they get their full driving licence - better yet, there’s no price increase if they pass their test during the policy term.
No Claims Discounts, yours is protected & the learner builds their own
With Named Young Driver insurance, the No Claims Discount of the car owner won't be affected if the young driver needs to make a claim. And, crucially for the young driver, they begin to earn their own No Claims Discount as early as possible, which in some cases it could save them some money when insuring their own car in the future, as long as they remain claim free the entire year.
Benefits for the parent
Protected No Claims Discount
There’s no risk to your No Claims if your named young driver needs to make a claim.
Save time
Because they’re covered from provisional to full licence on the car, there’s no need to take out a new policy.
Seamless cover
The cover continues seamlessly with no price increase on passing their test, just let us know they’ve passed.
Improve their driving skills
Black box technology can help make young drivers safer drivers, with our driver improvement process.
Benefits for the learner driver
Earn a No Claims Discount
Earning their own No Claims Discount will save them money when they look to insure their own car in future.
Benefits of a black box
Black box technology and Marmalade Insurance App helps develop driving skills and confidence.
Get on the road
Drive up to 10,000 miles a year, as long as they're driving less than 50% of the trips in the car.
Hassle free
With seamless cover on passing their driving test - they can enjoy driving freedom straight away.
Learner to full licence, or short-term learner insurance?
It depends on your circumstances. If the young driver plans to continue sharing a parent's car once they get their full licence, it could be more convenient to get annual cover, our Named Young Driver Insurance.
If the learner would like to practice in a parent’s car, but get their own when they pass, a short-term learner policy could be more suitable. With our temporary learner driver insurance, you can choose cover lengths from 30, 60, 90, 120, 180 to 240 days, depending on your needs.
Some people might find it more cost effective to purchase a short-term policy for the length of cover they need, compared to an annual policy.
How to arrange your annual insurance cover
1
Get a quote
Fill in your details to get a quote online.
2
Get instant cover
Learner's are covered to drive the car straight away, with no curfews
3
Fit your black box
Fit it as soon as you receive it and take your phone on every trip
Frequently asked questions
No, that’s because our Named Young Driver Insurance is specifically designed for learner and full licence young drivers who are sharing a parent's car, which must already have main insurance in place. If the young driver will be driving more than 50% of the journeys in the parent’s car, our Black Box Insurance is more suitable, as they can be insured on their own car.
Both our Named Young Driver Insurance and Black Box Insurance use a black box – the Named Young Driver option is simply annual cover on a parents car, and Black Box Insurance is annual cover on a young drivers own car. The great news is that both policies cover the young driver from provisional licence to full licence with no price increase on passing their test - and of course, have the chance to earn their own No Claims Discount if they remain claim-free an entire year.
Find the right cover
We’ve created a form with a few questions to help you figure out which Marmalade insurance is best for your needs
Related products
Black Box Insurance
- Instant comprehensive cover
- Drive 24/7 with no curfews
- Cover before and after you pass
- No price increase on passing your driving test
Learner Driver Insurance
- Flexible cover from 30-180 days
- Instant online cover
- No risk to the car owner's No Claims Discount
- Practice in a friend's car or family car
Tips for parents
We’ve got guidance for parents helping their learner driver on their driving journey.
Black Box myth-busters
Beat the misconceptions and get the facts on driving with a black box.
