Seamless annual cover from learner to full licence, with no price increase when passing

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Hassle-free annual insurance

When it comes to insuring a learner driver - it can be a daunting, time consuming and expensive. And then, once the young driver passes their test, you have the headache of finding a new policy, and potentially the expense of buying another car.

Our Named Young Driver insurance is a smart, hassle-free way to enable your young driver to share the family car from learner to full licence. It provides seamless cover if they pass their test during the policy year, which means there’s no need to take out a whole new policy once they get their full driving licence - better yet, there’s no price increase if they pass their test during the policy term.

No Claims Discounts, yours is protected & the learner builds their own

With Named Young Driver insurance, the No Claims Discount of the car owner won't be affected if the young driver needs to make a claim. And, crucially for the young driver, they begin to earn their own No Claims Discount as early as possible, which in some cases it could save them some money when insuring their own car in the future, as long as they remain claim free the entire year.

Benefits for the parent


Protected No Claims Discount

There’s no risk to your No Claims if your named young driver needs to make a claim.

Save time

Because they’re covered from provisional to full licence on the car, there’s no need to take out a new policy.

Seamless cover

The cover continues seamlessly with no price increase on passing their test, just let us know they’ve passed.

Improve their driving skills

Black box technology can help make young drivers safer drivers, with our driver improvement process.

Benefits for the learner driver


Earn a No Claims Discount

Earning their own No Claims Discount will save them money when they look to insure their own car in future.

Benefits of a black box

Black box technology and Marmalade Insurance App helps develop driving skills and confidence.

Get on the road

Drive up to 10,000 miles a year, as long as they're driving less than 50% of the trips in the car.

Hassle free

With seamless cover on passing their driving test - they can enjoy driving freedom straight away.

Learner to full licence, or short-term learner insurance?

It depends on your circumstances. If the young driver plans to continue sharing a parent's car once they get their full licence, it could be more convenient to get annual cover, our Named Young Driver Insurance.

If the learner would like to practice in a parent’s car, but get their own when they pass, a short-term learner policy could be more suitable. With our temporary learner driver insurance, you can choose cover lengths from 30, 60, 90, 120, 180 to 240 days, depending on your needs.

Some people might find it more cost effective to purchase a short-term policy for the length of cover they need, compared to an annual policy.


    How to arrange your annual insurance cover

    Get a quote
    Fill in your details to get a quote online.
    Get instant cover
    Learners are covered to drive the car straight away, with no curfews.
    Fit your black box
    Fit it as soon as you receive it and take your phone on every trip.

    Frequently asked questions

    How does this differ from adding a named driver to the main insurance?arrow
    Our Named Young Driver insurance provides an alternative to this, as it is a separate policy that just covers the young driver when they are behind the wheel. This means that should the young driver need to make a claim, it won't affect any No Claims Discount the car owner has earned on their policy. Plus, they will earn their own No Claims Discount, which would not be the case if they were added to the car owner's policy.
    Can a young driver be covered in their own car with Named Young Driver Insurance?arrow
    No, that’s because our Named Young Driver Insurance is specifically designed for learner and full licence young drivers who are sharing a parent's car, which must already have main insurance in place. If the young driver will be driving more than 50% of the journeys in the parent’s car, our Black Box Insurance is more suitable, as they can be insured on their own car.

    Both our Named Young Driver Insuranceand Black Box Insurance Black Box Insurance use a black box – the Named Young Driver option is simply annual cover on a parents car, and Black Box Insurance is annual cover on a young drivers own car. The great news is that both policies cover the young driver from provisional licence to full licence with no price increase on passing their test - and of course, have the chance to earn their own No Claims Discount if they remain claim-free an entire year.

    Find the right cover

    We’ve created a form with a few questions to help you figure out which Marmalade insurance is best for your needs
    Boys in a car

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    Black Box Insurance

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    • No price increase on passing your driving test
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    Learner Driver Insurance

    Short term cover for private practice

    • Flexible cover from 30 - 180 days
    • Instant online cover
    • No risk to the car owner's No Claims Discover
    • Practice in a friend's car or family car

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