Great savings on annual black box insurance for young drivers with no curfews!

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This cover is suitable for:

bullet pointtickLearners and full licence holders

bullet pointtickDrivers between 17 & 30 years old

bullet pointtickInsuring a young person as the main driver

bullet pointtickDriving without curfews

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This cover is not suitable for:

bullet pointclose iconShort term cover

bullet pointclose iconBusiness use

bullet pointclose iconCommercial vehicles

What is Black Box Insurance?

Black Box Insurance is an affordable way for new drivers to get on the road.

It’s a sad fact that there is a direct correlation between young drivers and car accidents, so some insurers quote new drivers sky high premiums based the statistics on the majority. It’s not all bad news though, by offering insurance with a black box we can offer a more tailored insurance premium, rather than one based on young drivers in general.

The black box allows us to monitor driving behaviour and enables young drivers to review their journeys. This reduces the risk of the young driver being involved in an accident and helps them improve their driving skills! Customers who drive safely all year can earn an extra safe driving discount at renewal.

What are the benefits of having black box insurance?

Benefits for the young driver
Benefits for the parent

    • Drive 24/7 with no curfews or night-time driving restrictions
    • Comprehensive cover that allows you to earn your own No Claims Discount
    • Instant cover and a self-fit black box² so there’s no waiting around for an engineer
    • We reward safe driving with an additional discount at renewal for our safest drivers
    • Cover before and after your driving test and the price won’t go up when you pass


    Our black box technology will improve your driving skills & reduces the likelihood of you being involved in an accident by nearly 4 times³


Our black box technology will improve your driving skills & reduces the likelihood of you being involved in an accident by nearly 4 times³


How does Black Box Insurance work?

Black Box insurance involves fitting a small ‘black box’ device into the car which analyses how you drive, your driving style and where you drive. You can also review your driving data on our secure website or app. ,You needn’t worry about us watching your every move as we’re only monitoring dangerous journeys¹, and your overall driving score when it comes to renewal – as we offer an extra discount to our safest drivers on renewal.
Our Black Box will measure:
  • Speed
  • Acceleration
  • Braking
  • Location and distance driven

3 quick steps to get covered

Get a quote
Get a quote in minutes and it will stay valid for 30 days (provided the details stay the same). You can pay in one go, or monthly, and if your ready to get driving you can be covered straight away!
Fit your black box
There’s no waiting in for an engineer or fitting fees². You’ll receive a self-fit black box in the post complete with instructions. Just fit the black box to your car within 14 days.
Check out your driving app
Once your black box is fitted – you’ll be able check out your journeys and see your driving score instantly. At renewal, if you’ve driven well all year, you’ll get an extra discount for safe driving!

Frequently asked questions

Should I drive during this time?

The most recent advice from the government suggests that you can now drive if you need to for the purposes of:
• Getting to work if you are unable to work from home,
• Visiting other destinations for exercise and essential appointments,
• Shopping for essentials, groceries or medical supplies.
Provided that you stay at home as much as you can and limit contact with other people
There has been no specific advice about provisional licence holders however, the guidelines suggest driving would be acceptable provided that:
1. Learner drivers are accompanied by a member of their household (over 25 years old who has held their full driving licence for 3 years or more)
2. The trip must only be for one of the government sanctioned reasons for leaving the house. (Check with your local Government for the latest guidelines)
3. Both people must be needed for the purpose of the trip.
4. The route taken must be direct from starting point to final destination.

If you or anyone in your household has had symptoms, you should self-isolate, so in these circumstances, you should not drive.
Read more in the Prime Minister's address or on the Government website. For drivers in Scotland, Wales and Northern Ireland, the rules may differ, so please check the gov.scott, or for more detailed guidance.

Can I remove the black box from the car?

Once you have fitted your black box to the car, the box must remain in the car until you're no longer insured with Marmalade. As it is a self-fit box, you could remove this yourself. However, we will stop recording the journeys once your policy ends, so if you prefer you can simply leave it in situ. Should you wish to arrange for an engineer to remove the box, this would be at your own cost.

Can my child be insured on a car registered to me, the parent?

Yes, if the young driver is the main driver of the car we can provide cover if the car is owned and registered by a parent or guardian. It may be handy to know that we can cover the young person on a provisional licence too. So, if they'll be driving it when they pass their driving test, you can take cover out beforehand and cover will continue seamlessly when they pass, with no price increase.

Can you drive before the black box is fitted?

Cover can be instant – so you can get straight behind the when once your policy has started! All we ask, is that you fit your black box within 14 days of the start date.

Am I insured to drive other cars?

As your premium is based on a black box being installed in the car you drive, you are only covered to drive the car specified on your policy, so you are not covered to drive other vehicles with this insurance.

What happens if you’re caught speeding with a black box?

The black box measures speed, acceleration and braking, so it will flag on your driving portal where you have been over the speed limit and for how long – you’ll be able to check this after your journey. We’re not concerned about minor mistakes, so if it’s a one off – don’t worry, if you’re aware of it, you’re less likely to do it again. However, if you repeatedly drive at risk, we’ll give to a call to discuss your driving and how you can improve. If the dangerous driving continues (which we’re sure it won’t), you’ll start a red journey process, which you can read more about here. Obviously, if you’re caught by Police or a Speed Camera, you may be subject to a fine and points on your licence.

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Discover more about the black box

Why choose our black box insurance?

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Affordable, comprehensive cover

Choose to pay monthly, or in full, with no penalties for driving late or complicated points schemes. Just our best price from the start!

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Develop safe driving habits

Review your journeys instantly with our clever app and online portal. Safe driving can earn you an extra discount at renewal!

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Choose your mileage & no curfews

Choose the annual mileage when you buy the policy – then get set to feel the freedom of driving when you like, with no curfews!

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Cover before and after you pass

Get insurance as a full or provisional licence holder, and we won’t increase the premium when you pass! Just give us a quick call to let us know.

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Our claim lines are open 24/7, all year round, if you need to make a claim

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