Black Box Insurance – monitoring your driving

Discover how reviewing your journeys can help you become a better driver and save money

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Marmalade’s Black Box Insurance allows you to get in the driving seat to earn a safe driving discount at renewal. You’ll be sent a link to the app once you take your policy out and can start viewing your journeys as soon as you’ve installed your black box.
The app is available via the Apple and Android app stores.
Most of our customers drive safely with no cause for concern. However, repeated dangerous driving could result in additional charges to cover the increased risk of being in an accident for these drivers. Don’t worry, over 90% of our young drivers are not affected by this. You can check out our Driver Caution and Additional Premium process here.

How to review your driving

Once the black box is fitted, you can log into the app or portal to see how you drive on each journey, and to see on a map where you have driven. The box monitors speed, acceleration and braking. You will be able to see on the map where any excessive speeding, acceleration or braking events occurred – or if you have made a smooth journey with no faults at all.

This can help you to improve your driving skills. You won’t speed on the same road twice if you know you’re doing it. Now don’t worry – we’re not going to penalise you for one-off mistakes, because they happen! Your score is worked out at an average over the whole journey, so if you do need to brake harshly on one occasion you’ll be fine, so long as you don’t do it consistently.

Your driving score - We use a simple traffic light system to let you know how you’re driving – here is how it works:

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GREEN JOURNEY

75 - 100% Score

You’ve got yourself a green journey. You’re driving is great!

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AMBER JOURNEY

55 - 75% Score

You’ve got an amber journey! Don’t worry – it just means there’s aspects of your driving that could be improved.

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RED JOURNEY

45% or less

You’ve got a red journey. We’ll work with you to identify the problem, so you can learn from the driving mistake. Don’t worry – one red journey won’t see you land an additional premium.

How to check your journeys

When you log into the app or portal, you can see your score for each journey, and can look at each journey individually. You’ll also get your overall score, which let’s you know on average how your driving is going.

If this stays high all year – you’ll earn an extra discount at renewal for safe driving. In addition to your score – the app and portal helps you find your car if its lost or stolen. Let’s face it, we’ve all forgotten where we’ve parked before.

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If this stays high all year – you’ll earn an extra discount at renewal for safe driving. In addition to your score – the app and portal helps you find your car if its lost or stolen. Let’s face it, we’ve all forgotten where we’ve parked before.

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Our clever app and portal lets you:

  • Review your driving score
  • Check each journey instantly
  • Locate your vehicle
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We’re here to help
If you get a red journey, don’t worry – the idea is that technology helps you identify areas for improvement and we’re here to guide you. A member of the team will give you a call and discuss it with you, and where you can improve. We’re not a scary bunch here at Marmalade, we’re here to help and talk you through it.

DID YOU KNOW...

Marmalade drivers are 3 times safer on the road than the national average!*

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