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Temporary car insurance for young drivers

Temporary car insurance exclusively for students living away from home, sharing a friend’s or family member’s car in an affordable way!

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Best temporary car insurance for young drivers

If you’re a university or boarding school student aged between 18-27, it may cheaper to be insured on a parent’s car rather than buying and insuring your own. Our temporary insurance is a handy solution for students looking to get behind the wheel and save money.

Weekly student car insurance is a handy short-term insurance option. Choose from one to six weeks cover at a time and get insured on a parent’s or friend’s car for the holidays!

Compare temporary car insurance options

As with any insurance, a short-term insurance comparison is a good idea to make sure you choose a product that suits your needs. One size doesn't fit all, so we've got two great options for young drivers looking for temporary cover.

Pay As You Go Insurance

Only pay for the miles you’re driving

  • dotHandy for drivers with low mileage
  • dotChoose cover for your own car or on a parent’s car
  • dotComprehensive cover for full licence holders
  • dotEarn your own No Claims Discount, for every claim free year

Short term car insurance

Cover from 7 - 42 days

  • dotExclusively for university and boarding school students
  • dotAllows you to borrow a car as a one-off
  • dotSuitable for 18 - 27 year old full licence holders
  • dotWeekly insurance cover on a friend’s or parent’s car - up to 6 weeks

How much is temporary car insurance?

The price you pay for short term car insurance will vary based on a number of factors, such as your postcode, the car you are driving, your occupation and your driving history. The best way to find out how much it would cost you is to get a quote – it only takes a few minutes and, if the price is right, you could be covered straight away with our student car insurance.

If you’re looking for more flexibility to use the same car as and when you need to, Pay As You Go Insurance is a flexible alternative, where you pay for the miles you drive, rather than set a fixed term. You can top up as and when you need to, and when you no longer need cover, you’ll receive a refund for any unused miles since your last top-up. As with any insurance cover, you would need to get a quote for a personalised price.

Frequently asked questions

Can I get temporary car insurance in Northern Ireland (NI)?arrow
We’re pleased to say that we provide cover in the majority of UK and NI postcodes for all of our young driver insurance policies. Ourinsurance finder tool can help you choose your cover.
Can I get temporary car insurance on a friend’s car?arrow
Our temporary student insurance policy allows you to drive a friend’s or parents car, with no risk to their own no claims discount. If you're looking to share a parent’s car as more than just a one-off, why not try pay per mile insurance, and start building your no claims discount?
Can you get temporary car insurance for 17 year olds?arrow

If you want temporary car insurance for 17 year olds on a car you plan to use every now and then (rather than just the once), our Pay As You Go policy allows you to pay just for the miles you drive.

If you’re learning to drive and would rather have monthly insurance to cover you until you pass your test, our a href="https://www.wearemarmalade.co.uk/learner-driver-insurance">learner driver insurance might be a better option for you - with cover available from thirty days to eight months. For drivers aged 18 or over, with a full licence, student driver is a weekly car insurance policy for 18 to 27 year olds.

Do Marmalade have a temporary car insurance app?arrow
Here at Marmalade we like to make things as easy for our customers as possible, which is why we have developed a temporary car insurance app to help our young drivers measure the miles they’ve driven and how they are driving. The Marmalade Insurance App allows you to view your trips, earn streaks and see how many miles you’ve driven.
Can I get monthly car insurance using this cover?arrow
We have two options for monthly car insurance - our Pay as You Go Insurance, where you pay for the miles you use, or our student car insurance which gives you cover from one to six weeks at a time so you can easily get 1 month car insurance.
Can I get car insurance for a week?arrow
With our short-term insurance you can get car insurance for a week, up to 6 weeks. Get a quote and get covered in minutes!
Do you offer weekend car insurance or 2 day insurance?arrow
Our temporary cover starts at one week, however, if you are planning to drive at the weekend, or every now and then, our Pay As You Go insurance allows you to just pay for the miles you drive. Miles are valid for 12 months – and you earn a No Claims Discount for every claim free year of cover!

We’ll help you find your cover...

Here at Marmalade, we offer different types of car insurance for every stage of your driving journey!
Answer three quick questions to help find your cover

How could temporary car insurance help me?

Here are our top four reasons we think short term car insurance is handy for young drivers.
  • Temporary car insurance under 21 years of age may be a sensible option if getting added as a named driver, or buying and insuring your own car, is unaffordable
  • Temp cover gives you independence and the ability to get where you need to be, without relying on someone else to get you there (which they’ll appreciate too!)
  • Having the option to borrow a car could help you keep your driving skills and confidence topped up, which will stand you in good stead for when you get your own car in the future.
  • Marmalade policies benefit from comprehensive cover and, what’s more, there’s no risk to the car owner’s No Claims Discount if the young driver needs to make a claim
Girl holding car key

Is temporary insurance cover better than annual insurance for young drivers?

Temporary insurance on a car you borrow can help you get out on the road as and when you need to. If you're only going to be driving little and often, temporary insurance can be a cheaper way to get cover, as the up-front cost is likely to be less than paying up front for an annual young driver insurance policy.

Just because you’re getting cover for less than a year, it doesn’t mean you’re getting less cover. All Marmalade policies are comprehensive, meaning that if something were to happen to the car while you are driving, any damage is covered.

It’s a win/win for parents, as you don’t need to worry about having to run a taxi service. Simply hand over the keys, and with no risk to your own no claims discount, you can put your feet up and relax.

With pay as you go insurance you can get the best of both annual and temporary insurance cover. You get the flexibility of temporary insurance, but, if it runs for a year and you don’t make a claim you earn no claims discount, the same as you get from an annual policy.

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Named young driver insurance

Discover how Named Young Driver Insurance can help you share a family car.

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Student driver insurance

Get cover for one to eight weeks while you are home for the holidays.

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Find your cover

Unsure which policy is best for your needs? We’ll give you a helping hand.

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