Temporary car insurance for young drivers

Temporary car insurance or pay by mile insurance covers you to share a friend’s or family member’s car in an affordable way!

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Best temporary car insurance for young drivers

If you’re a young driver, particularly if you’re under 21, it’s not always affordable to buy and insure your own car. However, every now and then it’s handy to be able to borrow a car - which is where temporary car sharing insurance comes in!

We’re here to help you compare car insurance options and help you find the best, and cheapest, temporary car insurance for you - and hopefully answer some of the questions you may have!

Is temporary insurance better than annual insurance for young drivers?

If you don’t own your own car, temporary insurance can help you get out on the road as and when you need to. If you're only going to be driving little and often, temporary insurance can be a cheaper way to get cover. This is because you don’t have to worry about the full costs of buying and running a car or being added as a named driver.

Just because you’re getting cover for less than a year, it doesn’t mean you’re getting less cover. All our policies are comprehensive, meaning that if something was to happen to the car while you are driving, any damage is covered.

It’s a win/win for parents, as you don’t need to worry about having to run a taxi service. Simply hand over the keys, and with no risk to your own no claims discount, you can put your feet up and relax.

With pay as you go insurance you can get the best of both annual and temporary cover. You get the flexibility of temporary insurance, but if it runs for a year and you don’t make a claim you earn no claims discount, the same as you get from an annual policy.

How much is temporary car insurance?

Pay per mile insurance
Weekly student car Insurance

    • First 500 miles from £194.42
    • Top up 100 miles from £19.77
    • 200, 300, 400 & 500 mile top ups also available

    We’ve compared the price of Pay as You Go Insurance using our lowest price postcode to compare to Student Car insurance*. Price and cover is dependent on age and location.

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How could temporary car insurance help me?

Here’s our top four reasons we think temporary car insurance is ideal for young drivers.
  • Temporary car insurance under 21 years of age may be a sensible option if getting added as a named driver, or buying and insuring your own car, is unaffordable
  • Temporary cover gives you independence and the ability to get where you need to be, without relying on someone else to get you there (which they’ll appreciate too!)
  • Having the option to borrow a car can help you keep your driving skills and confidence topped up, which will stand you in good stead for when you get your own car in the future.
  • Marmalade policies benefit from comprehensive cover and, what’s more, there’s no risk to the car owner’s No Claims Discount if the young driver needs to make a claim
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Frequently asked questions

Can I get temporary car insurance in Northern Ireland (NI)?arrow
We’re pleased to say that we provide cover in the majority of UK and NI postcodes for all of our young driver insurance policies. Our insurance finder tool can help you find the best product for you.
Can I get temporary car insurance on a friend’s car?arrow
Our temporary student insurance policy allows you to drive a friend’s or parents car, with no risk to their own no claims discount. If you're looking to share a parent’s car, why not try pay per mile insurance, and start building your no claims discount?
Can you get temporary car insurance for 17 year olds?arrow
If you want cheap temporary car insurance for 17 year olds, you can get insurance on our Pay As You Go policy on a provisional or full licence and there’s no increase in price once you’ve passed your test. If you'd rather pay monthly and just need cover whilst learning until you pass your test, our learner driver insurance might be a better option for you - with cover available from 30 days to 6 months. If you’re looking for weekly car insurance for 18 year olds on a full licence, our student car insurance could be a good option.
Do Marmalade have a temporary car insurance app?arrow
Here at Marmalade we like to make things as easy for our customers as possible, which is why we have developed a temporary car insurance app to help our young drivers measure the miles they’ve driven and how they are driving. The Marmalade Young Driver app allows you to view your trips, earn streaks and see how many miles you’ve driven.

Find the cover that best suits you...

Here at Marmalade we offer different types of car insurance
With a few clicks we can help you find the best type of policy for you
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Named young driver insurance

Discover more about how named young driver insurance works

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Student Car Insurance

get cover for 7 - 42 days while you are home for the holidays

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Find the best cover for you

Unsure which policy is best for your needs?

Compare temporary car insurance options

As with any insurance, temporary car insurance comparison is a good idea to make sure you chose the product which best suits your needs. One size doesn't fit all, so we've got two great options for full licence holders looking for temporary cover.

Pay As You Go Insurance

Top up as you go

  • dotIdeal if you’re sharing a parent’s car
  • dotOnly pay for the miles you’re driving
  • dotSeamless cover from learner to full licence
  • dotEarn your own No Claims Discount, for every claim free year

Short-term car insurance

Cover from 7 - 42 days

  • dotExclusively for university and boarding school students
  • dotIdeal if you’re borrowing a car as a one-off
  • dotSuitable for 18 - 27 year olds with a full licence
  • dotInstant cover on a friend’s or parent’s car
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