Temporary car insurance for young drivers

Temporary car insurance lets young drivers share a friend or family member’s car in a way that’s flexible to their lifestyle!

Girls in car

What temporary policies do Marmalade offer?

Remember, you don’t always have to buy your own car straightaway. Depending on your circumstances, you might find that being insured on a friend or family member’s vehicle suits your situation. That’s why we offer a range of temporary car insurance policies here at Marmalade. As with any insurance, comparing policies is a good idea to make sure you choose a product that suits your needs. One size doesn't fit all, so we've got two options for young drivers looking for temporary cover.

Compare temporary car insurance options

As with any insurance, a short-term insurance comparison is a good idea to make sure you choose a product that suits your needs. One size doesn't fit all, so we've got two great options for young drivers looking for temporary cover.

Pay As You Go Insurance

Buy miles and top up when you need to

  • dotHandy for drivers with low mileage
  • dotChoose cover for your own car or on a parent’s car
  • dotComprehensive cover for full licence holders
  • dotEarn your own No Claims Discount, for every claim-free year

Student Car Insurance

Cover from 1 - 6 weeks

  • dotAllows you to borrow a car as a one-off
  • dotConvenient for students who drive infrequently
  • dotSuitable for 18 - 27 year old full licence holders
  • dotInsurance cover on a friend’s or parent’s car

How much is temporary car insurance?

The price you pay for a temporary car insurance policy will vary based on a number of factors, such as your postcode, the car you are driving, your occupation, and your driving history. The best way to find out how much it would cost you is to get a quote – it only takes a few minutes and, if the price is right, you could be covered straight away with our temporary car insurance options.

Home from uni for the holidays? Our Student Driver Insurance gives you the ability to borrow a friend or family member’s car for between 1 and 6 weeks. If you’re looking for more flexibility to use the same car as and when you need to, Pay As You Go Insurance is a flexible alternative. Rather than setting a fixed term, with Pay As You Go, you buy a set number of miles upfront and then top them up when you need to. As with any insurance cover, you would need to get a quote for a personalised price.

Frequently asked questions

Can I get temporary car insurance in Northern Ireland (NI)?arrow
We’re pleased to say that we provide cover in the majority of UK and NI postcodes for all of our young driver insurance policies. Our insurance finder tool can help you choose your cover.
Can I get temporary car insurance on a friend’s car?arrow
Our Student Driver Insurance policy allows you to drive a friend’s or parent's car, with no risk to their own no claims discount. If you're looking to share a parent’s car as more than just a one-off, why not try Pay As You Go Insurance, and start building your no claims discount?
Can you get temporary car insurance for 17 year olds?arrow

If you want temporary car insurance for 17 year olds on a car you plan to use every now and then (rather than just the once), our Pay As You Go policy allows you to pay just for the miles you drive.

At the start of the policy, a set number of miles is purchased up front. Once you’re down to 50 miles remaining, your chosen top up will be charged to your card – always make sure your card has enough funds to cover a mileage top up.

If you’re learning to drive and would rather have monthly insurance to cover you until you pass your test, our Learner Driver Insurance might be worth considering - with cover available from 30 days to 240 days. For drivers aged 18 or over with a full licence, Student Driver is a weekly car insurance policy for 18 to 27 year olds.

Do Marmalade have a temporary car insurance app?arrow
Here at Marmalade we like to make things as easy for our customers as possible, which is why we have developed a temporary car insurance app to help our young drivers measure the miles they’ve driven and how they are driving. The Marmalade Insurance app allows you to view your trips, earn streaks, and see how many miles you’ve driven.
Can I get monthly car insurance using this cover?arrow
We have two options for monthly car insurance - our Pay As You Go Insurance, where you pay for a set number of miles and then automated top ups of your chosen amount, or our Student Car Insurance which gives you cover for one to six weeks at a time so you can easily get 1 month car insurance.
Can I get car insurance for a week?arrow
With our Student Driver Insurance you can get car insurance for between 1 and 6 weeks. Get a quote and get covered in minutes!
Do you offer weekend car insurance or 2 day insurance?arrow
Our Student Driver cover starts at one week, however, if you are only planning to drive at the weekend, or every now and then, our Pay As You Go Insurance may also be one to consider. This allows you to just pay for a set number of miles then automatically top up to your chosen amount when you hit 50 miles remaining. Just make sure you have a valid card with enough funds to pay for your top ups. Miles are valid for 12 months – and you earn a No Claims Discount for every claim-free year of cover!

We’ll help you find your cover...

Here at Marmalade, we offer different types of car insurance for every stage of your driving journey!
Answer three quick questions to help find your cover

How could temporary car insurance help me?

Here are our top 4 reasons why you could consider temporary car insurance:
  • Under 21 years of age? Temporary car insurance may be a sensible option if getting added as a named driver, or buying and insuring your own car, is unaffordable
  • Temporary cover gives you independence and the ability to get where you need to be, without relying on someone else to get you there (which they’ll appreciate too!)
  • Having the option to borrow a car could help you keep your driving skills and confidence topped up, which will stand you in good stead for when you get your own car in the future
  • Marmalade policies benefit from comprehensive cover and, what’s more, there’s no risk to the car owner’s No Claims Discount if the young driver needs to make a claim
Girl holding car key

Is temporary insurance cover better than annual insurance for young drivers?

Temporary insurance on a car you borrow can help you get out on the road as and when you need to. If you're only going to be driving every now and then, depending on your circumstances, temporary insurance could be a cheaper way to get insurance cover. As with all insurance policies, you would need to Student Driver Insurance gives students the ability to drive a friend or family member’s car for between 1-6 weeks at a time – handy if you’re home for the holidays and need a way to get around.

WithPay As You Go Insurance you can get the best of both annual and temporary insurance cover. You get the flexibility of temporary insurance on your own car or a parent’s vehicle but, if it runs for a year and you don’t make a claim, you earn no claims discount - the same as you get from an annual policy.

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Named Young Driver Insurance

Discover how Named Young Driver Insurance can help you share a family car.

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Student Driver Insurance

Get cover for one to six weeks while you are home for the holidays.

unsure which policy

Find your cover

Unsure which policy is best for your needs? Use our product tool finder to help you choose.

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