As experts in young driver insurance, we can help you find the most suitable insurance cover.

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Cheap car insurance for young drivers

We understand that getting on the road for the first time is exciting for a young person and we can help by showing you how to get cheap car insurance for young drivers. There are affordable insurance options available for all types of young drivers whether its on their own car or sharing their parents car. The cost of our young driver insurance options can offer a cheaper solution to getting on the road safely

Best Insurance for Young Drivers

We’ve said it once and we’ll say it again, insurance isn’t a one size fits all kind of thing – your cover, and the cost of your cover will depend on your circumstances. Don’t assume that a full annual policy on a car you own is your only option – short term cover might be for you, or cover on a parent’s car?

There are so many different options to get you cheap insurance - it’s all about finding the right policy for you. Using our handy product finder tools is the quickest and easiest way to save you money on your insurance.

The best insurance strategy for 17 and 18 year olds

Buying car insurance for 17 and 18 year olds can be confusing and sometimes, more expensive than you may have first thought. As experts in young driver insurance, we are dedicated to bringing you a range of affordable options whether you are a learner or full licence holder, a car owner or looking to use a parents car. We can help you find the best insurance for 17 and 18 year olds.

Save money with car sharing insurance for young drivers

If you’re not driving many miles, or only need a car from time to time, you can keep costs down by sharing a car. We know one size doesn’t fit all so, whether your learning to drive and just need temporary insurance until you pass, or you’re needing access to a car from time to time after you pass, we’ve got a policy just for you!

How much does car insurance cost for young drivers?

The cost of car insurance for young drivers could be more affordable if you opt for black box insurance This is because the premium is based on how the young person drives rather than a price based on the general risk of a young driver making a claim.
  • The average cost of car insurance for young drivers is £1203¹
  • On average, Marmalade customers will save 25% on their renewal²
  • Young provisional drivers could save up to £200, on average, compared to full licence holders³
saving money in piggy bank

What type of insurance do young drivers need?

If you’re looking for insurance cover that protects you and any other parties involved should you have an accident, comprehensive cover is the best, and often the cheapest option. Comprehensive cover gives you the peace of mind that should you be involved in an accident, your car repairs or cost for replacement will be sorted so you won’t have to foot the entire bill yourself.

Other insurance options are Third Party which, as the name suggests, covers only the third party if you’re in an accident, and Third-Party Fire & Theft which also covers you should your car be stolen.

Frequently asked questions

Can short term car insurance options save young drivers money?arrow
Yes – short term insurance is a great and cheap way for young drivers to get behind the wheel, if they’re unsure what car they’ll be driving in the long term.
Are black box policies cheaper for young drivers?arrow
Black Box Insurance policies are the best way to get cheap insurance for young drivers – the premium is tailored to how you drive so you don’t have to pay over the odds.
Is it cheaper for young drivers to drive their parents' car?arrow
Driving a parent’s car is a great way to save money, because the young driver doesn’t have to buy their own set of wheels. There’s also loads of great insurance options for driving a parent’s car too, like Named Young Driver Insurance and Pay as You Go.
What is the cheapest car insurance for young drivers?arrow
This will always depend on the young drivers' circumstances at the time – are they driving their own car or their parents’? Is it short term or annual cover? Our product finder is the best and easiest way to find the cheapest car insurance for you.
What is the best insurance group for young drivers?arrow
Getting a car in the lowest insurance group possible will help you save on insurance costs. Check out our handy guide to insurance groups here.
Are newer cars cheaper to insure for young drivers?arrow
There are loads of perks that come with having a new car – including them keeping insurance costs down often because they’re safer on the roads! We offer a wide range of brand new cars perfect for young drivers!
What are the best cars to insure for young drivers?arrow
Generally smaller, less powerful cars are the cheapest to insure for young drivers, but it’s also worth thinking about long term driving when making the investment. Here’s a list of the best first cars for young drivers.
How can young drivers lower car insurance premiums?arrow
Black Box technology is the best way for young drivers to keep down their insurance premiums. You’re rewarded with lower premiums and savings for driving safely.
Am I insured to take my driving test?arrow
Yes, you are insured to take your test in the car. Be sure to print off and take your insurance certificate with you but do check with the test centre, in case there are additional requirements for taking the test in your own car. As the cover will cease when you pass, make sure you have someone to drive you home from the test!

Find the perfect insurance for you

With the UK's leading name in Young Driver Insurance*
Answer a couple of quick questions and we'll let you know the cheapest insurance option for you
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Best cars for young drivers

Looking for the best first car as a new driver? We've got you sorted... here's our top 8!

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8 ways to save money on your insurance

We all want to save money on our car insurance, right?! Here's our top 8 ways that'll see you saving in no time!

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Advice for parent's

Parent's - we know it's a scary time getting your child on the road, but there's no need to worry - we've got help and advice for you right here!

Short term insurance

Here are the range of short term insurance options available

Learner Driver Insurance

Exclusively for learner drivers

  • dotCover for learner drivers to practice in a friend or family member's car
  • dotChoose from 30 to 180 days of cover
  • dotHelps learners get in extra driving practice before taking their test

Pay As You Go Insurance

Ideal for sharing a parent's car

  • dotFor full licence holders & learners
  • dotOnly pay for the miles you drive
  • dotStart by purchasing 500 miles and top up when you need to
  • dotPerfect for drivers who only want to use a car every now and then

Student Car Insurance

Borrow a family or friend's car

  • dotExclusively for University & Boarding School Students
  • dotIdeal for students looking to borrow a parent's car when home for the holidays
  • dotFlexible cover from 1 - 6 weeks at a time
  • dotFor full licence holders

Annual insurance options for new drivers

Start earning your own No Claims Discount with annual comprehensive cover, available on your own car or a parent’s car!

Black Box Insurance

Cover on your own car

  • dotFor learners and qualified drivers
  • dotStart earning your own No Claims Discount
  • dotInsurance premiums tailored to how well you drive

Named Young Driver Insurance

Cover on a parent's car

  • dotFor full licence holders & learners
  • dotStart building your No Claims Discount
  • dotNo risk to your parent's No Claims Discount
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