What are car insurance groups?
To get an accurate impression of how expensive a car will be to insure, every car in the UK is grouped between 1 and 50; 1 being the cheapest and 50 being the most expensive to insure.
When you’re buying and insuring a car, insurers take numerous factors into consideration when
calculating your car insurance premium – one of the most significant influences being the model of the car
you’re insuring. Simply put, some cars are more expensive to insure than others.
So, how do you know how expensive your chosen car will be to insure? Insurers base their calculations on risk – the more likely you are to claim,
the higher your insurance premium. To get a better idea - a Ferrari could be rated around insurance
group 50, whereas a Fiat Panda can be as low as group 3.