A parent's guide to young driver insurance
Discover how Black Box Insurance can help your child get on the road in a more afforable way, and develop their driving skills
Choosing the best insurance for a young driver
Helping your child get on the road for the first time can be difficult to know where to start - plus the cost of lessons, a car and finding the best insurance for young drivers all add up! Choosing young driver insurance with black box technology can help make the costs a bit more manageable, and reduce the risk of accidents².
Marmalade offer black box insurance options on the young driver's own car, as well as on a parent's or grandparent's car. This takes the pressure off buying a car for them straight away and helps them earn that all-important No Claims Discount!
Discover annual insurance options on a family car or the young driver's car
On the young driver's car
On a parent's or grandparent's car
Marmalade Black Box Insurance
- No curfews or night time driving restrictions
- Instant, comprehensive, online cover
- Self fit black box and smart app
- Young Driver earns their own No Claims Discount
- Seamless cover from provisional to full licence
- The price stays the same when they pass their test!
Marmalade Named Young Driver Insurance
- No risk to the car owner's No Claims Discount
- Alternative to adding a named driver on your insurance
- Young driver earns their own No Claims Discount
- Smart app and driving portal helps develop driving skills
- Seamless cover from learner to full licence
- The price won't go up when they pass!
Unsure what policy to choose?
We’ve got a handy tool to help you figure it out - simply answer a few questions and we’ll show you the options that may suit your young driver best
Buy a brand new car with Insurance included⁴
Help get your child on the road in a safe and new car with Marmalade. Check out our range of brand new cars suited for all young drivers!
Why choose a Marmalade Black Box policy?
Cover at every stage
From learner, to full licence and beyond – we have young drivers covered and the price won't go up when they pass their driving test!
No curfews
Young drivers have the freedom to drive day and night with no unfair curfews or night-time driving restrictions
Young driver earns NCD!
With our annual insurance they earn their own No Claims Discount whether they're driving their own car or are sharing a parent's car.
Our drivers are safer drivers
This smart technology makes our drivers nearly 4 times safer than the national average², offering you peace of mind!¹
Should I buy a car for my child?
When it comes to getting on the road, one size doesn't fit all. It will very much depend on your own circumstances and affordability as to whether the young driver will need a car of their own. If they're going to be the main driver, it goes without saying that they will need their own car and insurance policy.
However if they are only going to be using it less frequently, or are planning on taking a gap year or heading off to uni, it could be more cost effective to share the family car until they need a car of their own or have saved up for their first car!
The great news is that Marmalade has flexible cover options, whatever you choose.
The great news is that Marmalade has flexible cover options, whatever you choose.
- Black Box Insurance covers young drivers in their own car with no curfews!
- Named Young Driver Insurance enables them to earn their own No Claims Discount - with no risk to their parents' NCD!
- Learner Driver Insurance offers flexible cover from 30 days to a year to practise driving skills in a family car for friend's car - with no risk to their NCD
- Student Driver Insurance provides short term cover for university and boarding school students in the holidays!
- Pay As You Go Insurance allows a young driver to share a parent's car and just pay for the miles they're driving
Top 10 cheapest cars to insure for young drivers³
Of course, when your child is setting off on thier driving journey, sooner or later they're probably going to want a car of their own! This car needs to not break the bank, whether that’s the price to buy the car or maintain it! A big cost to factor in is how much it’s going to cost you to insure because, without insurance, they can’t legally drive it. To cut costs, we’ve got the top 10 cheapest cars insured in 2019 on our Black Box Insurance!
- Peugeot 107
- Citroen C1
- Toyota Aygo
- Ford KA
- Fiat 500
- Vauxhall Corsa
- Volkswagen Polo
- Renault Clio
- Ford Fiesta
- Seat Ibiza
Helping young drivers become safer drivers
Can Black Box Insurance make my child a safer driver?
It absolutely can encourage safe driving habits, and the stats speak for themselves, as Marmalade Black Box Insurance policyholders are 72% less likely to be involved in an accident than the national average². Of course, the black box doesn't magically improve their driving, but it does encourage them to be more conscious of their driving style - particularly if they are keen to earn their own No Claims Discount at renewal!
How does it work?
Put simply, the black box device is fitted to the car, and whenever the car is driven the box will record data from that journey. With Marmalade’s insurance, the device is monitoring acceleration, braking, and average speed. Journeys are scored Green, Red and Amber based on the data received, and the safer the journey, the better the score!
Will there be restrictions on their driving?
Nope! We certainly don’t believe there should be – why shouldn’t a young person be able to go out after 10pm? We champion young drivers to be the best possible versions of themselves, so we don’t enforce any curfews or night-time driving restrictions.
Would my driving, as a parent, be monitored?
If you are driving your child's car as a named driver on their Black Box Insurance policy then your journeys will be taken into account, as we don't know who is driving. However, if the young driver is driving your car using our Named Young Driver Insurance policy, then whilst the journey will be recorded, it won't be taken into account - as the young driver will be logging their journey's with an app.
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A one-stop-shop for parents of young drivers – from helping them from helping them pass their driving test, to getting on the road in the first car.
