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STUDENT DRIVER INSURANCE

Flexible short term cover on a parent’s or friend’s car for 7 to 42 days - perfect for the holidays!

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Trust Pilot Score 4.5 of 5 stars
Rated /5 from reviews
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This cover is suitable for:

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Drivers aged 18-27
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Students in higher education
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Students at boarding school
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Temporary cover for full licence holders
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This cover is not suitable for:

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Students aged 17
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HomeStudent Driver Insurance

Good to know if you’re the car owner

If you want to help out someone who is coming home for the holidays, by giving them driving freedom in your car, you may not know where to start or know if it’s even possible. Before you pick up the phone to your current insurer, it’s worth knowing that adding a named driver for a short period of time onto your own insurance policy can be expensive, and may incur an admin fee to add and then remove the driver when they head back to University. There’s also the worry that, if they have an accident, you may lose your No Claims Discount.
Marmalade’s Student Driver Insurance cover, allows you to cover a university or boarding school student onto your car in an affordable, hassle-free way. Cover is available from 7-42 days, the perfect amount of time for students visiting home. There’s no setup fee, and, because it sits alongside the main insurance, there is no risk to your well-earned No Claims Discount! The good news is that you won’t need to sit on the phone for ages to your insurance company, as our Student Driver Insurance is easy to set up online in minutes.

Enjoy the benefits of Student Driver Insurance

Benefits for student drivers
Benefits for car owner

    • Temporary car insurance from 1 week to 6 weeks
    • Affordable cover to get you out and about during the holidays
    • Exclusively for university and boarding school students with a full licence
    • 10% discount* for Learner Insurance customers

    DID YOU KNOW?

    You will earn 10% off your Student Driver Insurance if you’ve held 90 days of Learner Driver Insurance with us!*

DID YOU KNOW?

You will earn 10% off your Student Driver Insurance if you’ve held 90 days of Learner Driver Insurance with us!*
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6 Flexible cover options available

Choose comprehensive cover for 7, 14, 21, 28, 35 or 42 days - with no risk to the car owner's No Claims Discount!

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Why choose Marmalade’s Student Driver Insurance?

Student drivers (and their parents) can be assured they're in good hands with Marmalade!
  • We're rated "Excellent" by our customers on the independent review site, Trustpilot
  • We're proud to be endorsed by the British Insurance Brokers Association as the Official Scheme Provider for Young Drivers
  • We’re the UK’s best-known insurance provider dedicated to young drivers, according to YouGov statistics¹
  • Our student insurance is underwritten by one of the UK’s largest insurers, Ageas Insurance

What’s covered by our Student Driver Insurance policy?

Legal liability

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Damage to the car owner’s vehicle

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Personal accident up to £2,500

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Medical expenses up to £250

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Personal belongings up to £100

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Learn more about your cover

Short term insurance for students

Exclusively for higher education and boarding school students aged 18-27, our temporary car insurance for students offers fully comprehensive cover on a friend’s or parent’s car for 7, 14, 21, 28, 35 or 42 days. This cover will also have no impact on the car owners No Claims Discount, should the student driver need to make a claim.
If you’re home for the holidays from University, the last thing you want is to be stuck inside with no way to get out and about. It can be really handy to borrow a car for the time you’re home, which is where Marmalade’s Student Driver Insurance comes in. It’s affordable and hassle-free cover, and a great alternative to being added as a named driver on the car owner’s policy.

3 simple steps to instant cover

1
Select your cover
Get a quote on a parent’s or friend’s car in minutes
2
Start driving
You can be covered instantly – the perfect way to kick off the holidays
3
Repeat
Sign in and purchase again when you’re next back for the holidays
Get a quote

Frequently asked questions

Can I still drive during lockdown?arrow
You may drive for essential journeys only. You may leave the home to:

- shop for basic necessities, for you or a vulnerable person

- go to work, or provide voluntary or charitable services, if you cannot reasonably do so from home

- exercise with your household (or support bubble) or one other person, this should be limited to once per day, and you should not travel outside your local area.

- meet your support bubble or childcare bubble where necessary, but only if you are legally permitted to form one

- seek medical assistance or avoid injury, illness or risk of harm (including domestic abuse) attend education or childcare - for those eligible

If you do leave home for a permitted reason, you should always stay local in the village, town, or part of the city where you live. You may leave your local area for a legally permitted reason, such as for work. It goes without saying that if you are self-isolating you should not leave the house at all (unless it is to get a COVID test).

Read the full coronavirus guidance for the four nations via the links below:

England

Scotland

Wales

Northern Ireland

Is my cover affected during lockdown?arrow
Your cover is not affected during this time. All drivers are covered for the purposes specified on their policy - this means that should you make a non-essential journey your cover will still be in force. There had been suggestion in the press that some car insurance policies will be invalid if you drive for a non-essential purpose. This is not the case. However, we do stress that you should follow government guidelines, as they are in place for good reason and for your own safety and well-being.
Can I get temporary insurance on my own car?arrow
No, not with this policy. The policy is designed to sit alongside an existing motor policy of a car owned by someone else. If you have your own car, take a look at our Black Box Insurance, an annual policy which is designed to cover you to drive your own car.
What is short-term student driver insurance? arrow
Student Driver Insurance is temporary car insurance exclusively for students, available for a period one week to six weeks at a time. It’s designed to help students get behind the wheel on a friend or parent’s car when they’re home from University or boarding school.
Why would students need temporary student car insurance? arrow
This policy is to help students who have a full driving licence keep their independence when they’re back home from University or boarding school – it also means parents don’t have to be a personal taxi service when their child is home for the holidays!
Is this type of cover valid on all car groups?arrow
We'll cover cars as long as they're up to insurance group 32 and have a current market value up to £30,000.
I haven’t started university yet, can I still arrange cover?arrow
Don’t worry if you’ve not started university just yet, we can still help! We’ll just need to see a copy of your offer letter and we'll get you on the road.
Will Student Driver Insurance allow me to drive any car? arrow
No – this policy is short term car insurance on one car only, usually that of a parent or friend. The car needs to have a main insurance policy in place – as this policy will only provide cover when the student driver is behind the wheel.
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Here's what they say...

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Trust Pilot Score 4.5 of 5 stars
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* 10% discount available to customers who have held a Learner Insurance policy for a total of 90 days or more (in any combination) based on the same details.
Anyone that has held a Marmalade policy will receive a 5% discount on their New Driver Insurance. Terms and conditions apply to discounts. Details are correct as of 05.05.2020.
¹ These figures are from YouGov Plc. Total sample size was 2038 adults. Fieldwork was undertaken between 22nd - 25th November 2019. The survey was carried out online. The figures have been weighted and are representative of all GB adults (aged 18+).

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Marmalade is a trading style of Young Marmalade Limited (registered in England under company number 04627884) and Provisional Marmalade Limited (Registered in England under company number 06779950). Registered office for both companies is Marmalade House, Alpha Business Centre, Mallard Road, Bretton, Peterborough, PE3 8AF. Young Marmalade Limited is an Appointed Representative of Provisional Marmalade Limited, which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 542063. You can check this on the Financial Services Register by visiting fca.org Representative of Provisional Marmalade Limited, which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 542063. You can check this on the Financial Services Register by visiting fca.org