STUDENT DRIVER INSURANCE
Flexible short term cover on a parent’s or friend’s car for 7 to 42 days - perfect for the holidays!
This cover is suitable for:
Drivers aged 18-27
Students in higher education
Students at boarding school
Temporary cover for full licence holders
This cover is not suitable for:
Learner drivers
Students wanting to insure their own car
Students aged 17
Good to know if you’re the car owner
If you want to help out someone who is coming home for the holidays, by giving them driving freedom in your car, you may not know where to start or know if it’s even possible. Before you pick up the phone to your current insurer, it’s worth knowing that adding a named driver for a short period of time onto your own insurance policy can be expensive, and may incur an admin fee to add and then remove the driver when they head back to University. There’s also the worry that, if they have an accident, you may lose your No Claims Discount.
Marmalade’s Student Driver Insurance cover, allows you to cover a university or boarding school student onto your car in an affordable, hassle-free way. Cover is available from 7-42 days, the perfect amount of time for students visiting home. There’s no setup fee, and, because it sits alongside the main insurance, there is no risk to your well-earned No Claims Discount! The good news is that you won’t need to sit on the phone for ages to your insurance company, as our Student Driver Insurance is easy to set up online in minutes.
Enjoy the benefits of Student Driver Insurance
- Temporary car insurance from 1 week to 6 weeks
- Affordable cover to get you out and about during the holidays
- Exclusively for university and boarding school students with a full licence
- 10% discount* for Learner Insurance customers
DID YOU KNOW?
You will earn 10% off your Student Driver Insurance if you’ve held 90 days of Learner Driver Insurance with us!*
- Your No Claims Discount is unaffected if the student needs to make a claim
- You don’t have to be their personal taxi service
- No set up fee – you can get the cover up and running straight away
DID YOU KNOW?
You will earn 10% off your Student Driver Insurance if you’ve held 90 days of Learner Driver Insurance with us!*
DID YOU KNOW?
You will earn 10% off your Student Driver Insurance if you’ve held 90 days of Learner Driver Insurance with us!*
6 Flexible cover options available
Choose comprehensive cover for 7, 14, 21, 28, 35 or 42 days - with no risk to the car owner's No Claims Discount!
Why choose Marmalade’s Student Driver Insurance?
- We're rated "Excellent" by our customers on the independent review site, Trustpilot
- We're proud to be endorsed by the British Insurance Brokers Association as the Official Scheme Provider for Young Drivers
- We’re the UK’s best-known insurance provider dedicated to young drivers, according to YouGov statistics¹
- Our student insurance is underwritten by one of the UK’s largest insurers, Ageas Insurance
What’s covered by our Student Driver Insurance policy?
Legal liability
Damage to the car owner’s vehicle
Personal accident up to £2,500
Medical expenses up to £250
Personal belongings up to £100
Short term insurance for students
Exclusively for higher education and boarding school students aged 18-27, our temporary car insurance for students offers fully comprehensive cover on a friend’s or parent’s car for 7, 14, 21, 28, 35 or 42 days. This cover will also have no impact on the car owners No Claims Discount, should the student driver need to make a claim.
If you’re home for the holidays from University, the last thing you want is to be stuck inside with no way to get out and about. It can be really handy to borrow a car for the time you’re home, which is where Marmalade’s Student Driver Insurance comes in. It’s affordable and hassle-free cover, and a great alternative to being added as a named driver on the car owner’s policy.
3 simple steps to instant cover
Frequently asked questions
Frequently asked questions
Can I drive at the moment?
The most recent advice from the government suggests that you can drive if you need to for the purposes of:
• Getting to work if you are unable to work from home,
• Visiting other destinations for exercise (from Wednesday) and essential appointments,
• Shopping for essentials, groceries or medical supplies.
Provided that you:
• Stay at home as much as you can
• Limit contact with other people
• Keep your distance if you go out (2 metres apart where possible)
• Wash your hands regularly
If you or anyone in your household has had symptoms, you should self-isolate, so in these circumstances, you should not drive.
Read more in the Prime Minister's address or on the Government website. For drivers in Scotland, Wales and Northern Ireland, the rules may differ, so please check the gov.scott, gov.wales or indirect.gov.ukwebsites for more detailed guidance.
What is short-term student driver insurance?
Student Driver Insurance is temporary car insurance exclusively for students, available for a period one week to six weeks at a time. It’s designed to help students get behind the wheel on a friend or parent’s car when they’re home from University or boarding school.
Is this type of cover valid on all car groups?
We'll cover cars as long as they're up to insurance group 32 and have a current market value up to £30,000.
Will Student Driver Insurance allow me to drive any car?
No – this policy is short term car insurance on one car only, usually that of a parent or friend. The car needs to have a main insurance policy in place – as this policy will only provide cover when the student driver is behind the wheel.
Can I get temporary insurance on my own car?
No, not with this policy. The policy is designed to sit alongside an existing motor policy of a car owned by someone else. If you have your own car, take a look at our Black Box Insurance, an annual policy which is designed to cover you to drive your own car.
Why would students need temporary student car insurance?
This policy is to help students who have a full driving licence keep their independence when they’re back home from University or boarding school – it also means parents don’t have to be a personal taxi service when their child is home for the holidays!
I haven’t started university yet, can I still arrange cover?
Don’t worry if you’ve not started university just yet, we can still help! We’ll just need to see a copy of your offer letter and we'll get you on the road.
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