Is my cover affected during lockdown?

Your cover is not affected during this time. All drivers are covered for the purposes specified on their policy - this means that should you make a non-essential journey your cover will still be in force. There had been suggestion in the press that some car insurance policies will be invalid if you drive for a non-essential purpose. This is not the case. However, we do stress that you should follow government guidelines, as they are in place for good reason and for your own safety and well-being.

Can I get temporary insurance on my own car?

No, not with this policy. The policy is designed to sit alongside an existing motor policy of a car owned by someone else. If you have your own car, take a look at our Black Box Insurance, an annual policy which is designed to cover you to drive your own car.

Why would students need temporary student car insurance?

This policy is to help students who have a full driving licence keep their independence when they’re back home from University or boarding school – it also means parents don’t have to be a personal taxi service when their child is home for the holidays!

I haven’t started university yet, can I still arrange cover?

Don’t worry if you’ve not started university just yet, we can still help! We’ll just need to see a copy of your offer letter and we'll get you on the road.

Can I drive at the moment?

The most recent advice from the government suggests that you can drive if you need to for the purposes of:
• Getting to work if you are unable to work from home,
• Visiting other destinations for exercise and essential appointments,
• Shopping for essentials, groceries or medical supplies.
Provided that you:
• Stay at home as much as you can
• Limit contact with other people
• Keep your distance if you go out (2 metres apart where possible)
• Wash your hands regularly

If you or anyone in your household has had symptoms, you should self-isolate, so in these circumstances, you should not drive.
Read more in the Prime Minister's address or on the Government website. For drivers in Scotland, Wales and Northern Ireland, the rules may differ, so please check the gov.scott, gov.wales or indirect.gov.ukwebsites for more detailed guidance.

What is short-term student driver insurance?

Student Driver Insurance is temporary car insurance exclusively for students, available for a period one week to six weeks at a time. It’s designed to help students get behind the wheel on a friend or parent’s car when they’re home from University or boarding school.

Is this type of cover valid on all car groups?

We'll cover cars as long as they're up to insurance group 32 and have a current market value up to £30,000.

Will Student Driver Insurance allow me to drive any car?

No – this policy is short term car insurance on one car only, usually that of a parent or friend. The car needs to have a main insurance policy in place – as this policy will only provide cover when the student driver is behind the wheel.