LEARNER DRIVER INSURANCE
OneFamily learner drivers can get extra practice in a family car with insurance from Marmalade, introduced by OneFamily
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This cover is suitable for:
Drivers with a provisional licence only
Learner drivers aged 17-34
Private practice in someone else’s car
This cover is not suitable for:
Full licence holders
Insuring the learner driver’s own car
Vans and commercial vehicles
What is Learner Driver Insurance?
OneFamily and Marmalade know how important it is for young drivers to get plenty of driving practice to gain confidence for the driving test and beyond! Learner Driver Insurance is an affordable way to get practice in a friend or family member’s car. This comprehensive policy sits alongside the car owner’s policy and covers the provisional licence holder while they are behind the wheel, and during the driving test, if needed.
As the name suggests, cover ends once the learner passes their test – as they’re no longer a learner driver! In Marmalade's annual survey of young drivers, we discovered it takes 6 months on average for a young driver to pass their test. We know one size doesn’t fit all, so we offer flexible options from 30 days to 6 months’ cover to suit everyone.
It’s simple and straightforward
1
Get a quote in minutes
All we need is a few details about the learner driver and the chosen car to give you a quote today!
2
Choose your cover
Choose one of the flexible lengths of cover, from 30 days to 180 days! If the policy comes to an end and more time to practice is needed - you can add 7 or 14 days additional cover.
3
Get behind the wheel
Once you’ve paid online – cover can start instantly, knowing that the car owner’s No Claims Discount is safe.
Enjoy the benefits of Learner Driver Insurance
Benefits for learners
Benefits to parents of learners
- Fully comprehensive cover that will not affect the car owner’s No Claims Discount
- Quick and easy to purchase online – you can be covered to go out driving straight away!
- Once you’ve held a learner insurance policy with us you can earn a 5% discount on our Black Box Insurance!
DID YOU KNOW?
Marmalade Learners are 23% more likely to pass first time!*
- No risk to car owner’s No Claims Discount in the event of the learner driver makes a claim
- More flexible, and potentially more affordable than adding a named driver to your own policy.
- Rest assured the cover is fully comprehensive with a low excess of just £250
DID YOU KNOW?
Marmalade Learners are 23% more likely to pass first time!*
DID YOU KNOW?
Marmalade Learners are 23% more likely to pass first time!*
5 flexible cover options available
Plus, at renewal there are options of renewing for just a week or two at a time!
30
DAYS
60
DAYS
90
DAYS
180
DAYS
What's covered by Learner Driver Insurance from OneFamily & Marmalade?
What’s covered by our Learner Driver Insurance policy?
Legal liability
Damage to the car owner’s vehicle
Personal accident up to £2,500
Medical expenses up to £250
Personal belongings up to £100
Good to know if you’re the car owner
Here at OneFamily and Marmalade, we know that if you’re considering insuring a learner on your car, the first instinct may be to call your insurer to add a named driver. This can be expensive, and you may incur an admin fee to add and remove the learner driver, as you’re unlikely to know how long it will take them to pass. There’s also the worry that, if the learner has an accident, you may lose your No Claims Discount.
Learner insurance, from OneFamily and Marmalade, allows you to cover the learner driver from 30 days to 180 days, and top-up when needed. There’s no setup fee, and, because it sits alongside the main insurance, there is no risk to your well-earned No Claims Discount! The good news is that you won’t need to sit on the phone for ages to your insurance company, as Learner Driver Insurance is easy to set up online in minutes.
You don’t need to inform your insurer, as the insurance is covering the learner driver rather than being the car’s main insurance.
Frequently asked questions
Is the cover provided by OneFamily or Marmalade?
Good question. OneFamily and Marmalade are working together to provide straightforward and affordable insurance to parents and young drivers. Your insurance policy will be with Marmalade, introduced to you by OneFamily.
What is the policy excess?
You will need to pay the first £250 towards the claim if there is a fire, the car is stolen or you have an accident whilst you're driving.
Can a learner be insured on their own car?
Yes – but not with this policy. This is a short-term policy designed to sit alongside an existing motor policy of a car owned by someone else. Our Black Box Insurance is designed to cover a young driver in their own car before and after they pass!
Who can supervise a learner and how old must they be?
Any driver who is over 25, who currently holds a current valid full UK driving licence, and has done for at least three years, can supervise you. It doesn't even need to be the person who owns the car. Of course, you'll need the permission of whoever owns the car - we're sure you knew that anyway!
Why insure with Marmalade
Flexible cover
There are a range of short term and annual options to suit every young driver!
Simple and straightforward
It is quick and easy to get a quote and you cover to drive could start within minutes.
No curfews
There are no night time driving restrictions on any of Marmalade's policies.
Loyalty discounts
Learner Driver Insurance policy holders can earn a discount at renewal and on our Black Box Insurance²!
Parent advice
Advice and guides for parents helping their learner driver on their driving journey.
Black Box Mythbusters
There’s a lot of misconceptions around driving with a black box – we’ve got the facts on what’s true and false!
Visit the Driver Hub
Check out the latest stories and blogs from young drivers
