Do I need student contents insurance?

Even if you’re living in one room, you’re likely to have a fair few personal possessions which may not be covered by your parent’s insurance if you’re living away from home, and may be quite costly to replace if the worst was to happen. Our Contents insurance gives you peace of mind – plus, at only a fiver a month, it costs less than a couple of beers for the peace of mind to know you won’t be left out of pocket.

Are my gadgets covered by this student and renter insurance?

Provided mobile phones are no more than 3 years old, and laptops are no more than 5 years old, these are covered whilst you’re at the insured address. However, if you’d like cover outside the home, you can add this when you customise your cover. You can read more in the Insurance Information Document.

Can I just insure my own room in a shared house?

Yes, you can, or you can arrange a policy for all of you (up to 4 people!) – whichever is easier.

As a student, am I covered by my parent’s insurance?

It is unlikely your parent’s home insurance policy will provide adequate cover for you once you move out of home. It’s best to check with them to see what the situation is – and why not tell them about our cover while you’re at it!

Is this contents insurance suitable for tenants in a shared house?

Yes, this policy is designed with tenants in mind so can provide cover for four people (or six if two of you are related) living in a shared house, from as little as £5 per month* each. The best news is that tenant’s liability and accidental damage is included as standard too.