What is covered with Marmalade Pay As You Go Insurance?

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Our Pay As You Go Insurance covers young drivers when they are behind the wheel of the parent’s car that is specified on the policy.
Start your policy by purchasing the first 500 miles and top-up as and when you need to. We'll cover full licence holders aged 17-27 on most cars up to insurance group 32 with a current value up to £30,000, provided the vehicle is already insured by the car owner and is up to 20 years old.

What’s included in your cover?

Legal liability for death or injury to any other person, including passengers
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Legal liability for damage to other people’s property up to £20,000,000
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Damage to the insured car
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Windscreen repair/replacement
Excluded
Personal Accident Benefits: For you or your spouse for death or loss of limbs/sight up to age 69
Up to £2,500
Medical expenses
Up to £250
Personal belongings
Up to £100
Foreign use
Excluded
Excess (payable in the event of a claim)
£750

This summary doesn't describe all the terms and conditions of the policy. Please take time to read the Policy Booklet to so that you understand the cover it provides.

Happy with the cover?

It's quick and easy to get a quote to share the family car and pay as you drive - and there's no risk the car owner's No Claims Discount!

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Frequently asked questions

Can I be covered to drive straight away with this insurance?arrow
As this is a pay per mile policy you will need to fit your tag and pair it with the Marmalade Young Driver app on your phone to enable measurement of the miles used. The box should arrive with you within a couple of days of purchase and your cover will start as soon as the black box device and phone app pair successfully.
How long are the miles I purchase valid for?arrow
Miles will be valid for 12 months from purchase, so you have plenty of time to use them if you are not driving that often. The great news is that for every year you stay claim free, you will earn a years No Claims Discount!
How do I top up the miles on my insurance?arrow
No-one wants to run out of miles mid-journey, so we've made it easy by arranging for your policy to top up automatically when you have 50 miles remaining. You will be asked to select your preferred top up amount when you purchase, from 100 - 500 miles. If you reach a point you no longer need the insurance, you can simply give us a call and we will cancel the policy and refund any miles remaining since your last top up.
Pay as you go insurance is new to me, can you tell me more?arrow
If you've still got questions about our insurance by the mile and would like more information to help you decide, we've written a guide to everything you need to know about pay as you go insurance. Alternatively, if you'd like to speak to a real person about our flexible pay as you go policy, simply give us a call on 0333 358 3441 and a member of the team will be able to answer any questions you have.

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