Our Pay As You Go Insurance covers young drivers when they are behind the wheel of the parent’s car that is specified on the policy.
Start your policy by purchasing the first 500 miles then top up as and when you need to. We'll cover provisional and full licence holders aged 17-27 on most family cars - provided the car is not over 20 years old, above group 32 insurance, or over £30,000 in value.
Quick heads up
We're not currently offering Pay As You Go Insurance on a parent's car to new customers.
Don't worry, if you already have this type of cover with us - your miles are still valid and we're on hand if you need us.
What’s included in your cover?
| Legal liability for death or injury to any other person, including passengers | |
| Legal liability for damage to other people’s property up to £20,000,000 | |
| Damage to the insured car | |
| Windscreen repair/replacement | Excluded |
| Personal accident benefits: For you or your spouse for death or loss of limbs/sight | Up to £2,500 |
| Medical expenses | Up to £250 |
| Personal belongings | Up to £100 |
| Foreign use | Excluded |
| Excess (payable in the event of a claim) | £750 |
This summary doesn't describe all the terms and conditions of the policy. Please take time to read the Policy Booklet (PDF 792KB) to so that you understand the cover it provides.
Cancelling your policy
If you would like to cancel your policy, please give the team a call on 0330 343 8814.
You can find details of our refund policy and cancellation charges on our terms of business page.
Other fees and charges
- If you make changes to the policy during the policy term, we will charge a fee to make a mid-term adjustment.
- At the time you contact us to make the change, we’ll let you know the total price to be paid, including any fees, taxes and charges separately from the premium, so that you know the full breakdown before any changes are completed.
- If the telematics tag is faulty, we will replace this free of charge.
- If you tamper with or damage your device, a fee will be payable to replace the device.
- If you have requested and received a new tag and your original tag is not faulty, a charge is payable for the new device.
Frequently asked questions
As this is a pay per mile policy, you will need to fit your tag and pair it with the Marmalade Insurance app on your phone to enable measurement of the miles used. The box should arrive with you within a couple of days of purchase, and your cover will start as soon as the black box device and phone app pair successfully.