PAY AS YOU GO CAR INSURANCE – EVERYTHING YOU NEED TO KNOW

In short, it’s a way to pay for your car insurance that’s based on your use of a car. If you’ve recently passed your test, and your mileage is going to be low, the idea of forking out over the odds for insurance may not seem worth it.

Pay As You Go Insurance allows you to only pay for miles you drive, rather than commit to an annual price, and allows you to top up your miles as and when you need to. Marmalade’s Pay As You Go policy will cover you to drive a parent’s car and uses a smart black box and Marmalade Insurance App to measure the miles driven.

If you are 17 or 18 years old, don’t drive regularly, and wouldn’t expect to rack up loads of miles, it could be worth considering this policy to see if it’s suitable for you. Getting behind the wheel is handy for popping out on short trips to a part-time job, visiting friends or for freedom during the holidays. We offer Pay As You Go Cover to share a parent’s car - the smart black box tag and smartphone app also helps the young driver develop and maintain their safe driving skills.

It’s also a nifty option for learners who have their driving test coming up and want cover to continue seamlessly when they pass!

Depending on their individual requirements, students may find a Pay As You Go policy suitable, as it offers the freedom of the road without the need for an annual policy. If you were to only use the car for school holidays or occasional weekends, a pay as you go policy could be worth considering. As Marmalade’s pay as you go insurance has an auto-top up facility for your chosen amount when you are down to 50 miles, you can be safe in the knowledge you won’t run out of miles mid-trip. Just remember to make sure you always have the funds to cover an unexpected top up.

Pay As You Go Insurance, it’s not the only option! If you’re just looking to borrow a car for a week or so Temporary Student Car Insurance allows you to arrange cover by the week, on a family car or friend’s car. This short-term car insurance allows you arrange cover for anything from one week to six weeks at a time.

As pay as you go car insurance is based on mileage, this will all depend on how many miles you drive! If you think you're going to be driving frequently, our annual insurance may be the better option.

Find out more in our guide to Pay As You Go Insurance and get a quote in just a couple of minutes by entering just a few details to compare the options.

The price you pay will depend on your personal details, you'll be offered a fixed price for the first 500 and will select your preferred top up for when you reach 50 miles remaining. You will receive updated driving scores and prices for miles every three months. The great news is that miles are valid for 12 months, and you will start earning a No Claims Discount for every claim free year.

Sound interesting? Discover more in our guide to Pay As You Go Insurance you can get a quote in seconds by entering just a few details!

Good question. We can’t speak on behalf of all insurers, as pricing will vary from insurer to insurer.

If you choose a policy with Marmalade, Pay As You Go Insurance could be useful if you are only driving occasionally.

We’re not currently offering Pay As You Go Insurance on a young driver’s own car to new customers, so if you’re looking for this type of cover our Annual Black Box Insurance could be worth exploring.

You can get a quote in just a couple of minutes so you’ll be able to compare prices for different types of policies. The team are also on hand to answer any questions you have on 0330 343 8814.