Getting insurance on a parent's car
Getting insurance can be one of the most confusing, not to mention expensive, parts of getting on the road as a new or learner driver. As specialists in young driver insurance, we want to make it as straightforward as possible to get cover that works, whatever stage of your driving journey you're at.
Our Named Young Driver Insurance covers provisional and full licence holders on a parent or grandparent's car - and we won't increase the price once you pass your test! For Named Young Driver policies, we use black box technology to know when the young driver is behind the wheel while giving them a chance to develop their driving skills, earn a personalised premium at renewal, and build their own No Claims Discount. Sound good?
Why consider Named Young Driver Insurance?
Annual Insurance
Cover for up to 10,000 miles per year
- Earn your own No Claims Discount
- Cover as a learner and full licence holder
- Fully comprehensive cover
- No price increase on passing
Frequently asked questions
That's the million dollar question, right? The truth is that the cost of getting insured on your parent's car depends on your personal circumstances.
If you're looking to get cover on a parent's car, we have two options to choose from; short-term Learner Insurance and Annual Named Young Driver Insurance, which covers full and provisional licence holders.
If you're planning on sharing a parent's car, you could get added to their insurance as a named driver, while another option is to take out your own policy. You can get a quote for insurance on a parent's car through Marmalade online. The great news? There's no risk to your parent's hard-earned No Claims Discount.
To ensure the phone pairs with the telematics tag, Bluetooth must be enabled, and the phone should be charged to a minimum of 10% throughout the journey.
How does the insurance on a parent's car work?
Our Named Young Driver Insurance policies use a small telematics tag to determine when the young driver is behind the wheel. The tag needs to be fitted directly behind the rear-view mirror (don’t worry, it’s super simple to do and it’ll come with step by step instructions). This analyses how and where you drive, as well as your driving style. Now don’t worry – we’re not watching your every move; only dangerous journeys are flagged to us.
Drive safely and keep up your driving score, so when it comes to renewal, we can offer you a personalised premium. Driving safely pays, literally! The telematics tag will measure:
- Acceleration
- Braking
- Cornering
- Speed
- Mobile phone use
- Location and distance driven
- Crash detection
Annual insurance option
Flexible payment options
Cover for up to 10,000 miles
No curfews
Cover before & after you pass
Get on the road today
Join thousands of young drivers enjoying comprehensive cover with no curfews or night-time driving restrictions.
What’s covered with Named Young Driver Insurance?
| No risk to car owner's NCD |
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| Young driver can earn their own NCD |
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| Legal liability for death or injury |
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| Damage to the car owner’s vehicle |
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| Personal accident up to £2,500 |
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| Medical expenses up to £250 |
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| Personal belongings up to £100 |
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Driving with a black box
Compare learner insurance options
