Guide to Named Young Driver Insurance

Now you know the benefits, you're probably wondering how it works - we've got good news for you, it's simple! Our Named Young Driver Insurance policy uses a black box, the telematics technology allows us to determine when the young driver is behind the wheel, to track their score, and when someone else is, to not track theirs. The black box analyses how the named young driver (also known as policyholder) drives, which helps us determine your driving style. Only dangerous driving is flagged to us, and it will affect the named young driver's driving score as each journey will be labelled as green, amber or red.

In short, no. If the young driver is the main driver of the car it would be fraudulent to take insurance out saying you are the main driver. This is called "fronting" and you could risk invalidating the insurance and being refused insurance in future. It's just not worth it.

No - when you add your child to your existing car insurance policy, they will not earn their own No Claims Discount. If you'd like your child to earn their own NCD, our Named Young Driver Insurance will allow them to do that. as the policy would sit separately to the main insurance of the car. It provides annual cover which means should they remain claim free for an entire year, the young driver can start to build their own NCB. And if they were to claim during the policy year, the NCB of the cars main insurance policy will remain unaffected, as they would be claiming on their own insurance.