Comprehensive online insurance with a 5-year guarantee on repairs
We’re making arranging and managing your car insurance more straightforward and affordable for drivers with a five years behind the wheel, by providing online self-service insurance exclusively for experienced drivers.
The best news is you can manage your policy at your own convenience 24/7 – as this is an online policy. If you have questions, or need help, the team are here to help on Live Chat.
We provide two levels of comprehensive cover for full licence holders in most UK postcodes, including Northern Ireland. Choose between Marmalade Essentials or Marmalade Classic!
Cover type | Marmalade Essentials | Marmalade Classic |
---|---|---|
Damage to your car | Up to market value | Up to market value |
Liability (Claims against you or others named on your Certificate of Insurance) | ü | ü |
Courtesy car (whilst being repaired at a recommended repairer) | ü | ü |
Repair Guarantee | 5 years | 5 years |
Personal Accident | £5,000 | £5,000 |
Personal Belongings | £150 | £250 |
Emergency medical treatment | × | £250 |
Replacement locks and keys | × | £300 |
Using your car abroad | × | 90 days |
Windscreen and glass cover | × | ü |
Uninsured Driver Promise | × | ü |
Vandalism cover | × | ü |
New car replacement | × | ü |
This summary does not describe all the Terms and Conditions of your policy, so please take the time to read the full details when you get your insurance quote.
Windscreen repair (Marmalade Classic only) | £25 using approved repairer (£75 using alternative repairer) |
Windscreen replacement (Marmalade Classic only) | £125 using approved repairer (£200 using alternative repairer) |
Compulsory excess | Selected on purchase |
Driver under 21 | additional £295 |
Driver aged 21-24 | additional £195 |
Drivers over 25 who have had a full driving licence for less than a year | additional £195 |
Here’s are two examples of how the excess could work on a basic claim:
Example 1 – If you do not have a young or inexperienced driver on the policy
You have an accident in your car and the cost to repair the car is £2000. If you have a £150 compulsory excess, you would pay £150 towards repairs.Your policy would pay the remaining £1850.
Example 2 – If you have a driver under 21 on the policy
If a 20-year-old driver has an accident in your car, and the cost to repair your car is £2000. You would have to pay the young driver excess of £295 in addition to your £150 compulsory excess. This means you would pay £445 towards the repairs. Your policy would pay the remaining £1555.
Our smart portal enables you to manage your policy online at your convenience. Simply log into your account to view your policy details and documents, make changes to your policy, add optional extras, renew your insurance, and much more!
If you have a question along the way – we’re here to help via Live Chat within your account. Our team are online to help from Monday to Friday between 8.30am and 8.30pm, and on Saturday between 9am and 5pm.
We hope you’ll stick with Marmalade but if you do decide to leave us within 14 days of the policy start date, here’s what to expect:
We’d be sad to see you go but if you do decide to leave after 14 days from the policy start date, here’s what to expect:
If you make a change during your policy term, a £15 fee will apply if you make this change via the Customer Hub. For changes that are made with the assistance of an agent via Live Chat, a £35 fee will apply.
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