The table below shows the charges applicable at the time of issuing.
|Type of transaction||Service charge||Notes|
|Arrangement of your new
policy, quoted and completed
over the telephone and via
|£40.00||Where an insurer does not pay us a commission, an additional service charge may be levied. The monetary amount of any such fee will be fully disclosed to you prior to you purchasing/renewing the policy.|
|Policy renewal.||£40.00||Where an insurer does not pay us a commission, an additional service charge may be levied. The monetary amount of any such fee will be fully disclosed to you prior to you purchasing/renewing the policy.|
|Any changes to existing
|Where a transaction results in a premium refund being due to you, that refund will be reduced by any service charge and any other sums owing in respect of the policy.|
|Cancellations within the 'cooling off' period.||£25.00||Not charged if the policy is cancelled prior to the commencement date of your policy.|
|Cancellations after the 'cooling off' period.||£50.00||This charge applies for the duration of your policy.|
|Direct Debit defaults.||£27.50||We offer credit through PremFina. Full details of their charges will be provided in any credit agreement and pre contract information by the credit provider.|
|As part of our new business process, we will check your information. If we have to make any amendments to correct your information you ll have to pay a £14.95 administration fee.||£14.95|
Where a transaction would result in a refund to you or a payment you owe to us less than £1, due to the cost of processing, this amount will be retained by us as an additional service charge or written off.