CAR INSURANCE FOR OVER 40s

The older we get, the more important it becomes to take better care of our finances. With age comes responsibility, but also experience. This experience is one of the factors that can make cheaper car insurance for practiced drivers accessible. To drive costs down further, we’ve created a self-service policy that allows you to manage your policy online, 24/7, in our Customer Hub.

Marmalade’s Experienced Driver Insurance is designed for more seasoned drivers. Experienced drivers are less likely to make a claim, and we want to reward them with comprehensive car insurance that fits their needs. Drivers can choose between Essentials and Classic policies, depending on their budget and the level of cover needed.

You may see your car insurance premiums go down as you build experience and hone your driving skills, as the cost of car insurance for experienced drivers is often lower than the same level of cover for a less experienced driver. However, while experience is certainly a factor in the cost, it’s far from the only consideration.

The make and model of car, how many miles you drive in a year, your postcode, your driving record, and any no-claims information are just a few of the many aspects that an insurer considers when calculating your premiums. Of course, the only way to get a true picture of the cost is to get a personalised quote.

Choosing a specialised policy, such as Marmalade’s Experienced Driver Insurance, could be worth thinking about, as the cover is designed around the needs of skilled drivers. It’s super convenient as you can manage your policy online as and when you need to using our Customer Hub, and we offer two comprehensive cover options to allow you to select your level of cover.

Marmalade Essentials is our standard level of cover where repairs are guaranteed for five years, you get a courtesy car whilst your car is in for repairs, and benefits like windscreen cover as standard. Marmalade Classic includes the same great benefits plus enhanced cover levels such as our Uninsured Driver Promise that guarantees your No Claims Discount will be reinstated, and your excess reimbursed, if you’re unlucky enough to be involved in an accident caused by an uninsured driver.