Why consider Black Box Insurance?
No risk to your No Claims Discount
If your teen opts for a Named Young Driver policy on a parent’s car, it’ll be a standalone policy which sits alongside your own insurance cover. That means, if they are involved in an incident, it won’t impact your own No Claims Discount.
Comprehensive cover from learner to full licence
Whether your teen is a named driver on your car or a main driver on their own vehicle, a Black Box Insurance policy will cover them whilst they’re learning and beyond, with no price increase following a test pass.
Start building their No Claims Discount
Getting behind the wheel with Black Box Insurance gives your young driver the chance to build their own No Claims Discount – even before they’ve got their full licence – which could help them when their renewal rolls round.
No curfews
Driving opens the door to independence, so why should your teen have to stick to driving in daylight? Black Box cover through Marmalade gives them the freedom to drive when they want to whilst monitoring their progress.
Choose from two cover options
Decide between yourselves which cover option suits your needs.
Sharing a parent's car
Named Young Driver cover
- A standalone policy that sits beside the car owner’s main policy
- Won’t impact the main driver’s No Claims Bonus
- Lets the young driver earn their own No Claims Discount
- Flexibility to drive without investing in a second car
- Comprehensive cover
Young driver's own car
Main driver insurance on their own car
- Insurance for a young driver on their own car
- Helps them demonstrate their skills to insurers
- Helps pinpoint where skills can be improved
- Renewal price based on their driving skills
- Potential for drivers to save money at renewal
Download the Marmalade app to monitor driving progress
Driving safely helps your teen build a positive driving score in the Marmalade app, which their insurer may take into account when it comes to their renewal. The telematics tag will measure:
- Acceleration
- Braking
- Cornering
- Speed
- Mobile phone use
- Location and distance driven
- Crash detection
Why consider Marmalade?
Save money on their policy renewal
Stick with us for the chance to save up to 10% on Black Box Insurance or Named Young Driver Insurance through Marmalade when they become a full licence holder.
Cover before and after they pass
Get them insured as a full or provisional licence holder – we won’t increase their premium when they pass!
Over 15 years of experience
We’re learner and young driver specialists! We’ll be here for your teen from learner licence to full licence.
Instant cover, and no curfews!
Get them on the road straightaway and driving without curfews or night-time driving restrictions.
Still unsure what cover they need?
Answer just three questions and we’ll aim to help find suitable cover for your young driver.
What’s the cheapest way to get insured on a parent’s car?
That’s the million-dollar question, right? The truth is that it depends on your circumstances. If you’re looking for temporary car insurance on a parent's car then a stand-alone short-term policy may be the best option (and least hassle) as it can be quickly organised online and won’t affect the main insurance.
If you’re looking for annual cover, getting a quote for our annual insurance on a parent’s car could potentially result in a lower premium than adding a young driver to the main policy.
Frequently asked questions
After a while, the tag and app will begin to recognise different driving styles and will assign trips to the policyholder or named drivers accordingly. However, if a trip is wrongly assigned, you can re-assign the trip in the app. Please be aware that dishonestly re-assigning your trips could result in cancellation of your insurance.
To ensure the phone pairs with the telematics tag, Bluetooth must be enabled, and the phone should be charged to a minimum of 10% throughout the journey.