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Tips for students insuring their first car

If you’re studying, there may be many reasons you need to run and insure your own car. It may be that you commute to uni or college or need to drive to work (student loans only go so far!) – so here’s our top tips to keep costs down:
  • Choose a black box policy –You could save nearly £400¹ by choosing Marmalade’s black box insurance, vs the average price of insurance for young drivers – this is because drivers with a black have a lower risk of being involved in an accident.
  • Add an experienced named driver – putting an experienced named driver on your policy can reduce the price of insurance. However, don’t be tempted to put them as the main driver if you’re driving more – as this is fronting, which is illegal!
  • If you’ve held car insurance for a year or more, ensure you specify any years of No Claims earned, as this can deliver a saving. Customers who’ve held a Marmalade policy before could be eligible for 5% off Black Box Insurance.