Flexible short term car insurance for students, alongside your Swinton policy, with no risk to your No Claims Discount! What's not to love?

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This cover is suitable for:

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Drivers aged 18-27
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Students at boarding school
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Students in higher education
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Temporary cover for full licence holders
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This cover is not suitable for:

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Students wanting to insure their own car
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Students aged 17

Temporary student car insurance

Exclusively for university and boarding school students aged 18-27, our short-term temporary car insurance for students offers fully comprehensive cover on a friend’s or parent’s car for 7, 14, 21, 28, 35 or 42 days. Cover provided via Swinton and Marmalade will have no impact on the car owners No Claims Discount, should the student driver need to make a claim.

If you’re home for the holidays from University, the last thing you want is to be stuck inside with no way to get out and about. It can be really handy to borrow a car for the time you’re home, which is where Marmalade’s student car insurance comes in. It’s affordable and hassle-free cover, and a great alternative to being added as a named driver on the car owner’s policy.

Student friendly car insurance from the UK’s best known insurance provider dedicated to young drivers¹!

Since 2006 Marmalade's been working tirelessly to develop straightforward and cheaper car insurance for students away at college and young drivers in general. Marmalade and Swinton know students need added flexibility and a solution that it easy on the pocket. With our short-term Student Car Insurance you can enjoy:

  • Comprehensive cover on a parent’s or friend’s car – with no risk to their No Claims Discount
  • Quick and easy-to-arrange cover from 1 week to 6 weeks, with immediate cover if you need it!
  • No risk to the car owner’s No Claims Discount
  • 10% off Student Car Insurance if you’ve previously held a Marmalade Learner Driver Insurance policy
  • Earning a 5% discount on our Black Box Insurance once you’ve held one or more policies with Marmalade

Why choose Marmalade's student car insurance?

Student drivers and their parents can be assured they're in good hands with Marmalade!
  • We're rated "Excellent" by our customers on the independent review site, Trustpilot
  • We're proud to be endorsed by the British Insurance Brokers Association as the Official Scheme Provider for Young Drivers
  • We’re the UK’s best-known insurance provider dedicated to young drivers, according to YouGov statistics¹
  • Our student driver insurance is underwritten by one of the UK’s largest insurers, Ageas Insurance
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friends sitting in open boot of car
friends siting in open boot of car
friends siting in open boot of car

What’s covered by our temporary Student Car Insurance policy?

Legal liability

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Damage to the car owner’s vehicle

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Personal accident up to £2,500

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Medical expenses up to £250

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Personal belongings up to £100

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Frequently asked questions

Can I get temporary insurance on my own car?arrow
No, not with this policy. The policy is designed to sit alongside an existing motor policy of a car owned by someone else. If you have your own car, take a look at Swinton's Black Box Insurance, an annual policy which is designed to cover you to drive your own car.
Why would students need temporary student car insurance?arrow
This policy is to help students who have a full driving licence keep their independence when they’re back home from University or boarding school – it also means parents don’t have to be a personal taxi service when their child is home for the holidays!
Is this short-term student car insurance valid on all cars?arrow
We'll cover most cars as long as they're under 20 years old, up to insurance group 32 and no more than £30,000 in value.
I haven’t started university yet, can I still arrange cover?arrow
Don’t worry if you’ve not started university just yet, we can still help! We’ll just need to see a copy of your offer letter and we'll get you on the road.
Will this student car insurance allow me to drive any car?arrow
No – this policy is short term car insurance on one car only, usually that of a parent or friend. The car needs to have a main insurance policy in place – as this policy will only provide cover when the student driver is behind the wheel.
Do you offer a student discount on car insurance?arrow
As this policy is exclusively for students, we work hard to make our prices as low as they can be for everyone, so we don’t offer a specific discount on this policy. However, you’ll be pleased to know we offer some nice loyalty discounts. if you’ve previously held a Marmalade Learner Driver Insurance policy with us for at least 90 days, we’ll give you 10% off your Student Car Insurance. And, if you choose to insure with our student driver policy, we’ll give you 5% off our Black Box Insurance if you insure your own car with us in the future.
Should students us their home address for their car insurance or university address?arrow
This is a really good question. Essentially, we will need to know your home address and where the car is kept overnight. For the majority of students at uni, their home address is still likely to be with their parents. So when you’re asked you’re home address enter what you consider your home. We will then ask where the car is kept overnight – it may be the same address, or, if you are borrowing someone else’s car or keeping the car at another address during the policy term, you will need to specify that address for where it is kept overnight.
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