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Short term insurance for your learner driver, alongside your Swinton policy, with no risk to your No Claims Discount! What’s not to love?

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This cover is suitable for:

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Provisional licence holders aged 17-34
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Insuring a learner driver on a parent’s, friend’s, or family car
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Learner drivers practising for their driving test
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This cover is not for you if:

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You need learner driver insurance on your own car
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You'd like annual cover
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You're learning to drive in a van or commercial vehicle

Increase the chances of passing with provisional insurance

Swinton and Marmalade know how important it is for young drivers to get plenty of driving practice to gain confidence for the driving test and beyond! Our short-term car insurance for learner drivers makes it easy and affordable to practise in a family or friend's car. How’s that you ask?

  • It’s often more cost effective than adding a provisional driver to existing insurance
  • Temporary options from 30 days to 6 months means you just pay for the cover you need

What’s more, insuring a learner driver on a your car with Marmalade gives peace of mind to the learner as well as yourself:

  • Cover is comprehensive with a low excess of £250
  • There’s no risk to your No Claims Bonus
  • This provisional car insurance covers them for the driving test

It takes minutes to get a quote and arrange cover to get on the road straight away!

We're not the UKs best known insurance provider dedicated to young drivers² by chance…

Marmalade exists to help young drivers get on the road. Since 2006 we’ve been committed to doing all we can to make it easier and more affordable for people to learn how to drive, and pass their test. (A big part of that is considering the needs of parents of learner drivers too!) That’s why, according to YouGov, we’re the UKs best known insurance provider dedicated to young drivers²:

  • Our learner insurance is comprehensive, and there’s no risk to the car owner’s No Claims Discount in the event the learner driver makes a claim
  • If you get a quote now, you could be on the road taking private practice in minutes. It’s that quick and easy to get covered!
  • Once you’ve held a learner insurance policy you can get a whole host of discounts and savings - including 10% off any of our car-sharing products, and 5% off insurance on your own car!

girls friends car fun
girls friends car fun
girls friends car fun

What's covered by Learner Driver Insurance from Swinton & Marmalade?

Legal liability


Damage to the car owner’s vehicle


Personal accident up to £2,500


Medical expenses up to £250


Personal belongings up to £100


Why choose Marmalade’s provisional insurance?

As a parent of a learner driver, you can be rest assured that you're in good hands with Marmalade!
  • Our customers rate us “Excellent” on the independent review site, Trustpilot
  • We’re the UKs best known insurance provider dedicated to young drivers according to YouGov²
  • We’re endorsed by the British Insurance Brokers Association as the Official Scheme Provider for Young Drivers
  • Our learner insurance is underwritten by Ageas, one of the UK’s largest insurers.
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Common questions about learner insurance

What is learner driver insurance and how is it different to provisional insurance? arrow
Learner insurance and provisional insurance are the same thing, and simply put, it's insurance that covers a learner driver whilst they're practicing in a friend or family member's car. There are a few rules and stipulations around where you can drive and who with, which is why we put together our complete guide to learner driver insurance. If you've got more questions about how it works, we're pretty sure you'll find the answer over there.
Who can supervise a learner and how old must they be?arrow
Any driver who is over 25, who currently holds a current valid full UK driving licence, and has done for at least three years, can supervise you. It doesn't even need to be the person who owns the car. Of course, you'll need the permission of whoever owns the car - we're sure you knew that anyway!
Before you head out practising, why not read our guide to make sure you get the most out of private practice
Will I be covered to take my driving test with learner insurance?arrow
Yes. You will need to take your insurance policy documents with you and ensure the car meets certain requirements set by the government. We’ve summarised the main points here but we advise you to read the full requirement on the government website.
Can more than one learner driver be insured on the same car?arrow
This learner driver car insurance only covers the learner driver named on the policy. However, if there is more than one learner driver to insure each driver can have their own policy and practise in the same car.
Does temporary learner driver insurance cover you after you’ve passed your test?arrow
This policy is designed specifically for learner drivers, so cover will cease as soon as you pass your driving test. So, if you do take the test in the insured car - make sure you arrange a lift home from the test centre.
Do you offer shorter term learner insurance?arrow
A lot of people look for really short term learner insurance, from one day or even just one hour. We don’t think that’s the best approach, you need regular practice over a few weeks to see any benefit, which is why our learner insurance starts at 30 days.
What is the policy excess?arrow
You will need to pay the first £250 towards the claim if there is a fire, the car is stolen or you have an accident whilst you're driving.
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