Flexible short term cover on a parent’s or friend’s car for 7 to 42 days - perfect for the holidays!

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Trust Pilot Score 4.5 of 5 stars
Student Driver Insurance is rated /5 from reviews
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This cover is suitable for:

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Drivers aged 18-27
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Students in higher education
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Students at boarding school
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Temporary cover for full licence holders

Good to know if you’re the car owner

If you want to help out someone who is coming home for the holidays, by giving them driving freedom in your car, you may not know where to start or know if it’s even possible. Before you pick up the phone to your current insurer, it’s worth knowing that adding a named driver for a short period of time onto your own insurance policy can be expensive, and may incur an admin fee to add and then remove the driver when they head back to University. There’s also the worry that, if they have an accident, you may lose your No Claims Discount.
Marmalade’s Student Driver Insurance cover, allows you to cover a university or boarding school student onto your car in an affordable, hassle-free way. Cover is available from 7-42 days, the perfect amount of time for students visiting home. There’s no setup fee, and, because it sits alongside the main insurance, there is no risk to your well-earned No Claims Discount! The good news is that you won’t need to sit on the phone for ages to your insurance company, as our Student Driver Insurance is easy to set up online in minutes.

Enjoy the benefits of Student Driver Insurance

Benefits for student drivers
Benefits for car owner

    • Temporary car insurance from 1 week to 6 weeks
    • Affordable cover to get you out and about during the holidays
    • Exclusively for university and boarding school students with a full licence
    • 10% discount* for Learner Insurance customers


    You will earn 10% off your Student Driver Insurance if you’ve held 90 days of Learner Driver Insurance with us!*


You will earn 10% off your Student Driver Insurance if you’ve held 90 days of Learner Driver Insurance with us!*

6 Flexible cover options available

Choose comprehensive cover for 7, 14, 21, 28, 35 or 42 days - with no risk to the car owner's No Claims Discount!


Why choose Marmalade’s Student Driver Insurance?

Student drivers (and their parents) can be assured they're in good hands with Marmalade!
  • We're rated "Excellent" by our customers on the independent review site, Trustpilot
  • We're proud to be endorsed by the British Insurance Brokers Association as the Official Scheme Provider for Young Drivers
  • We’re the UK’s best-known insurance provider dedicated to young drivers, according to YouGov statistics¹
  • Our student insurance is underwritten by one of the UK’s largest insurers, Ageas Insurance

What’s covered by our Student Driver Insurance policy?

Legal liability

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Damage to the car owner’s vehicle

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Personal accident up to £2,500

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Medical expenses up to £250

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Personal belongings up to £100

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Short term insurance for students

Exclusively for higher education and boarding school students aged 18-27, our temporary car insurance for students offers fully comprehensive cover on a friend’s or parent’s car for 7, 14, 21, 28, 35 or 42 days. This cover will also have no impact on the car owners No Claims Discount, should the student driver need to make a claim.
If you’re home for the holidays from University, the last thing you want is to be stuck inside with no way to get out and about. It can be really handy to borrow a car for the time you’re home, which is where Marmalade’s Student Driver Insurance comes in. It’s affordable and hassle-free cover, and a great alternative to being added as a named driver on the car owner’s policy.

3 simple steps to instant cover

Select your cover
Get a quote on a parent’s or friend’s car in minutes
Start driving
You can be covered instantly – the perfect way to kick off the holidays
Sign in and purchase again when you’re next back for the holidays

Frequently asked questions

Can I get temporary insurance on my own car?arrow
No, not with this policy. The policy is designed to sit alongside an existing motor policy of a car owned by someone else. If you have your own car, take a look at our Black Box Insurance, an annual policy which is designed to cover you to drive your own car.
What is short-term student driver insurance? arrow
Student Driver Insurance is temporary car insurance exclusively for students, available for a period one week to six weeks at a time. It’s designed to help students get behind the wheel on a friend or parent’s car when they’re home from University or boarding school.
Why would students need temporary student car insurance? arrow
This policy is to help students who have a full driving licence keep their independence when they’re back home from University or boarding school – it also means parents don’t have to be a personal taxi service when their child is home for the holidays!
Is this type of cover valid on all car groups?arrow
We'll cover cars as long as they're up to insurance group 32 and have a current market value up to £30,000.
I haven’t started university yet, can I still arrange cover?arrow
Don’t worry if you’ve not started university just yet, we can still help! We’ll just need to see a copy of your offer letter and we'll get you on the road.
Will Student Driver Insurance allow me to drive any car? arrow
No – this policy is short term car insurance on one car only, usually that of a parent or friend. The car needs to have a main insurance policy in place – as this policy will only provide cover when the student driver is behind the wheel.

Related products

Named Young Driver Insurance

Driving a parent's car

  • Annual black box insurance, from learner to full licence, for 17-27 year olds
  • Comprehensive cover on a parent’s car
  • No risk to car owner’s No Claims Discount
  • Young Driver earns their own No Claims Discount
  • Seamless cover with no price increase on passing the driving test

Related products

Black Box Insurance

Driving your own car

  • Comprehensive annual cover on a provisional and full licence for 17-30 year olds
  • No curfews or night-time driving restrictions
  • Develop driving skills with our smart app and portal
  • Young Driver earns their own No Claims Discount
  • Cover from learner to full licence – and the price won’t go up on passing

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