What we Cover

Important information about our student driver policy

Our Student Driver Insurance covers you to drive a family or friend's car while you're in higher education - all done in a clever way that doesn't risk the car owner's No Claims Bonus. We'll cover you on a specified car up to insurance group 32 with a current value up to £30,000, provided the vehicle is already fully insured.

We've included a handy table for reference below, but basically you'll get comprehensive cover against fire, theft, malicious damages and any accidents while you're driving the car. It also covers damages to other people's property while driving.

Significant features and benefits

Legal liability for death or injury to any other person, including passengers Included
Legal liability for damage to other people’s property up to £20,000,000 Included
Damage to your vehicle Included
Windscreen repair/replacement Excluded
Personal Accident Benefits: For you or your spouse for death or loss of limbs/sight up to age 69 Up to £2,500
Medical expenses Up to £250
Personal belongings Up to £100
Foreign Use Excluded


Standard Compulsory Excess £500

This summary does not describe all the terms and conditions of your policy, so please take time to read the Insurance Policy Booklet to make sure you understand the cover it provides.

Our Student Driver Insurance policy is administered by Ageas Insurance Limited.