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What we Cover

Important information about our student driver policy

Our Student Driver Insurance covers you to drive a family or friend's car while you're in higher education - all done in a clever way that doesn't risk the car owner's No Claims Bonus. We'll cover you on a specified car up to 7 years old, insurance group 26 with a current value of up to £25,000, provided the vehicle is already fully insured.

We’ve included a handy table for reference below, but basically you'll get comprehensive cover against fire, theft, malicious damages and any accidents while you're driving the car. It also covers damages to other people's property while driving.

Significant features and benefits

Legal liability for death or injury to any other person, including passengers Included
Legal liability for damage to other people’s property up to £20,000,000 Included
Damage to your vehicle Included
Windscreen repair/replacement Excluded
Personal Accident Benefits: For you or your spouse for death or loss of limbs/sight up to age 69 Up to £2,500
Medical expenses Up to £250
Personal belongings Up to £100
Foreign Use Excluded


Standard Compulsory Excess £300
Additional Compulsory Excesses
Young & Inexperienced Drivers Aged 18-19 £300
Aged 20 £250
Aged 21-22 £150
Aged 23-24 £50
Vehicle Insurance Group 1-10 £Nil
11-20 £Nil
21-24 £Nil
25-26 £50

This summary does not describe all the terms and conditions of your policy, so please take time to read the Insurance Policy Booklet to make sure you understand the cover it provides.

Our Student Driver Insurance policy is administered by Zenith Marque Insurance Services Limited. Zenith Marque Insurance Services Limited specialise in motor insurer focusing on private car, motorcycle and light commercial motor insurance.

Katie McCaughey 18, Kent says...

"Marmalade has an amazing service and it gives young drivers a great chance to practice because it is affordable, plus it didn’t affect my parents’ No Claims Bonus"