Monthly car insurance

When you absolutely, positively have to get hold of a car, borrowing one from a mate or your parents often seems like the easiest option, especially if you can't afford your own. Once you've convinced them to let you behind the wheel of their motor you'll need to get your short-term insurance sorted.

monthly car insurance

If you're a young driver and you've tried to get someone to add you to their insurance policy, you'll already have some idea of how expensive it can be. In many cases adding an additional driver to an annual policy isn't really worth the money if you only want to borrow the car for a short time, as there may also be admin charges to consider.

So what other options are there? Monthly car insurance, in the form of Student Driver Insurance from Marmalade, is designed to provide an affordable and convenient alternative for students aged 18 - 27.

Short term insurance for students on a family or friend’s car

What is 1 month car insurance?

1 month car insurance is a practical, short-term alternative to a normal 12-month insurance policy, providing cover for 28 days. You may need monthly car insurance if you intend to borrow your parents' car when you are back from uni in the holidays, or a mate's car for a few weeks.

Whatever the reason, if you want to borrow and drive a car, you are legally required to have insurance and 1 month insurance is often the cheapest way get the cover you need.

How does Marmalade's 1 month car insurance work?

1 month car insurance provides fully comprehensive cover and allows you to drive a car that belongs to a friend or family member for 28 days.

The policy is designed specifically for students looking to borrow a car – so if you own a car and want to insure the vehicle short-term, our Student Driver policy would not be suitable, as it only provides cover while you are behind the wheel. The owner of the vehicle must have main insurance.

How is it useful for student drivers?

As a student, owning a car is often out of the question. If, like most students, you're on a tight budget, the cost of buying and running a car can be prohibitive.

Nonetheless, there are likely to be times when having access to a car comes in handy. Which is why short-term car insurance is so useful. It's cheaper and more convenient than the alternatives, yet gives you exactly the same cover as a normal, fully comprehensive policy.

Many parents also favour temporary cover as an alternative to adding their sons or daughters to their own policies. It generally works out cheaper and insurance, covering 7, 14, 21 or 28 days, is instant.

The two main advantages are that, in the event of an accident, claiming on temporary insurance will not affect the no claim bonus they have built up on their own policy. And, as cover is fully comprehensive, their car is fully covered for damage even if the person holding the one month policy is to blame.

Short term insurance for students on a family or friend’s car

Who is eligible for Marmalade's 1 month car insurance?

If you're a university student, or you're at boarding school, you have a current, full UK driving licence and you're aged between 18 and 27 then you're likely to be eligible for short-term car insurance from Marmalade, provided you don't have any convictions or fault claims.

If you don't need the full 28 days, you can take a Student Driver policy out for 1, 2 or 3 weeks.

We provide cover on cars up to insurance group 32 and £30,000 in value. Cover is available in the majority of UK postcodes.