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Flexible short term cover on a parent’s or friend’s car for 7 to 42 days - useful for the holidays!

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This cover is suitable for:

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Drivers aged 18-27
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Students in higher education
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Students at boarding school
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Temporary cover for full licence holders
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This cover is not suitable for:

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Learner drivers
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Students wanting to insure their own car
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Students aged 17

Short term insurance for students

Exclusively for university and boarding school students aged 18-27, our temporary car insurance for students offers fully comprehensive cover on a friend’s or parent’s car for 7, 14, 21, 28, 35 or 42 days. This cover will also have no impact on the car owners No Claims Discount, should the student driver need to make a claim.
If you’re home for the holidays from University, the last thing you want is to be stuck inside with no way to get out and about. It can be really handy to borrow a car for the time you’re home, which is where Marmalade’s Student Car Insurance comes in. It’s affordable and hassle-free cover, and a great alternative to being added as a named driver on the car owner’s policy.

Enjoy the benefits of Student Car Insurance

Benefits for student drivers
Benefits for car owner

    • Temporary car insurance from 1 week to 6 weeks
    • Affordable cover to get you out and about during the holidays
    • Exclusively for university and boarding school students with a full licence
    • 10% discount* for Learner Insurance customers

    You will earn 10% off your Student Car Insurance if you’ve held 90 days of Learner Driver Insurance with us!*


You will earn 10% off your Student Car Insurance if you’ve held 90 days of Learner Driver Insurance with us!*

6 Flexible cover options available

Choose comprehensive cover for 7, 14, 21, 28, 35 or 42 days - with no risk to the car owner's No Claims Discount!

Three girls sitting on boot of car
Three girls sitting on boot of car
Three girls sitting on boot of car

What’s covered by our Student Car Insurance policy?

Legal liability

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Damage to the car owner’s vehicle

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Personal accident up to £2,500

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Medical expenses up to £250

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Personal belongings up to £100

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Good to know if you’re the car owner

If you want to help out someone who is coming home for the holidays, by giving them driving freedom in your car, you may not know where to start or know if it’s even possible. Before you pick up the phone to your current insurer, it’s worth knowing that adding a named driver for a short period of time onto your own insurance policy can be expensive, and may incur an admin fee to add and then remove the driver when they head back to University. There’s also the worry that, if they have an accident, you may lose your No Claims Discount.
Marmalade’s Student Car Insurance cover allows you to cover a university or boarding school student onto your car in an affordable, hassle-free way. Cover is available from 7-42 days, a handy amount of time for students visiting home. There’s no setup fee, and, because it sits alongside the main insurance, there is no risk to your well-earned No Claims Discount! The good news is that you won’t need to sit on the phone for ages to your insurance company, as our Student Car Insurance is easy to set up online in minutes.

3 simple steps to instant cover

Select your cover
Get a quote on a parent’s or friend’s car in minutes
Start driving
You can be covered instantly – the perfect way to kick off the holidays
Sign in and purchase again when you’re next back for the holidays

Frequently asked questions

Can I get temporary insurance on my own car?arrow
No, not with this policy. The policy is designed to sit alongside an existing motor policy of a car owned by someone else. If you have your own car, take a look at our Black Box Insurance, an annual policy which is designed to cover you to drive your own car.
What is short-term student car insurance? arrow
Student Car Insurance is temporary car insurance exclusively for students, available for a period one week to six weeks at a time. It’s designed to help students get behind the wheel on a friend or parent’s car when they’re home from University or boarding school.
Why would students need temporary student car insurance? arrow
This policy is to help students who have a full driving licence keep their independence when they’re back home from University or boarding school – it also means parents don’t have to be a personal taxi service when their child is home for the holidays!
Is this type of cover valid on all car groups?arrow
We'll cover cars as long as they're up to insurance group 32 and have a current market value up to £30,000.
I haven’t started university yet, can I still arrange cover?arrow
Don’t worry if you’ve not started university just yet, we can still help! We’ll just need to see a copy of your offer letter and we'll get you on the road.
Will Student Car Insurance allow me to drive any car? arrow
No – this policy is short term car insurance on one car only, usually that of a parent or friend. The car needs to have a main insurance policy in place – as this policy will only provide cover when the student driver is behind the wheel.

Why choose Marmalade’s Student Car Insurance?

Student drivers (and their parents) can be assured they're in good hands with Marmalade!
  • We're rated "Excellent" by our customers on the independent review site, Trustpilot
  • We're proud to be endorsed by the British Insurance Brokers Association as the Official Scheme Provider for Young Drivers
  • We're the UK's leading name in young driver insurance¹
  • Our student insurance is underwritten by one of the UK’s largest insurers, Ageas Insurance
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Why insure with us?

Flexible cover

Flexible cover

Choose the cover that suits you, with a range of short term and annual options.
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Simple and straightforward

It is quick and easy to get a quote and you could be covered to start driving in minutes.
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No curfews

There are no curfews with Marmalade policies – we trust you to drive safely, day and night.
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Loyalty discounts

Once you’ve held a student driver policy with Marmalade you can earn a discount on Black Box Insurance*!
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Related products

Named Young Driver Insurance

Driving a parent's car

  • Annual black box insurance, from learner to full licence, for 17-27 year olds
  • Comprehensive cover on a parent’s car
  • No risk to car owner’s No Claims Discount
  • Young Driver earns their own No Claims Discount
  • Seamless cover with no price increase on passing the driving test
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Related products

Black Box Insurance

Driving your own car

  • Comprehensive annual cover on a provisional and full licence for 17-30 year olds
  • No curfews or night-time driving restrictions
  • Develop driving skills with our smart app and portal
  • Young Driver earns their own No Claims Discount
  • Cover from learner to full licence – and the price won’t go up on passing
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