Student Car Insurance

Flexible insurance options for students with a provisional or full licence

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Find your perfect student car insurance with Marmalade

If you’re a full-time, or a part-time student, it’s likely you’ll be looking out for the cheapest car insurance for students – and will be keeping your eyes peeled for student discounts and offers. As experts in Young Driver Insurance, Marmalade help thousands of students on the road every month with insurance from learner to full licence.

With our flexible range of policies, we’re bound to have a policy to suit you – and the best news is that we offer a range of loyalty discounts . We’ve highlighted the options below, and how students can save money – whether you’re taking your car to university or are just looking to borrow a car as and when you need.

Students looking to borrow a car
Students who are the main driver

    • Learner Driver Insurance helps students with a provisional licence get extra practice in a parent’s or friend’s car – choose a length of cover that suits you, from 30 days to 1 year.
    • Student Driver Insurance provides cover from a week to a month on a family car or friend’s car – ideal if you’re back from Uni or boarding school for the holidays!
    • Named Young Driver Insurance provides seamless cover for learners & full licence holders on a parent’s car – allowing them to build No Claims, with no risk to their parents’ NCD.

Discover our Student Car Insurance

Why insure with Marmalade?

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Insurance for students at every stage

We provide flexible cover for students at every stage of driving from learner, to full licence and beyond

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Putting young drivers first

We aim to champion the needs of young drivers – working to offer excellent service to students and their parent’s, as well as working closely with our underwriters to offer the best cover and price

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Encouraging safe driving habits

Thanks to smart tech, our Black Box Insurance drivers are 3 times less likely to be involved in an accident than the national average!*

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Helping students get their first car

Paying for a car and insurance in one go can be a fair whack - discover brand new cars with 12 months' FREE insurance, and pay monthly.

Tips for students insuring their first car

If you’re studying, there may be many reasons you need to run and insure your own car. It may be that you commute to uni or college or need to drive to work (student loans only go so far!) – so here’s our top tips to keep costs down:
  • Choose a black box policy –You could save nearly £400¹ by choosing Marmalade’s black box insurance, vs the average price of insurance for young drivers – this is because drivers with a black have a lower risk of being involved in an accident.
  • Add an experienced named driver – putting an experienced named driver on your policy can reduce the price of insurance. However, don’t be tempted to put them as the main driver if you’re driving more – as this is fronting, which is illegal!
  • If you’ve held car insurance for a year or more, ensure you specify any years of No Claims earned, as this can deliver a saving. Customers who’ve held a Marmalade policy before could be eligible for 5% off Black Box Insurance.
  • Buy while you’re still learning – With our black box insurance you could get extra driving practice and save over £200 by getting insured while you’re on a provisional licence² – and the price won’t go up when you pass!
  • Choose a sensible car – smaller cars with smaller engines are generally cheaper to insure, as they fit within the lower insurance groups .

Frequently asked questions

Can I get a student discount on car insurance?

We often run student insurance offers in the holidays on our Student Driver Insurance. If you’d like to be the first to hear about Student Discounts – sign up to our newsletter today! If you’ve held a Marmalade policy before, we offer a 5% loyalty discount³ - which will be automatically applied to your quote.

What address should I use for my car insurance – home or university?

The address you specify on your insurance policy ought to be the address where the car is kept for the majority of the year. So, if you think you’re going to be at your university accommodation for more than 6 months of the year, you should state your university address. It’s really important you are honest on your insurance application to ensure your insurance remains valid.

Can I get insurance to take my car to university?

Yes, of course! Our black box insurance will provide comprehensive cover if you are taking your car to university! If you’re still umming and ahhing about whether to take your car to uni – one of our student bloggers, Kimberly, has written about the pro’s and con’s to help you decide!

How can I reduce the cost of student car insurance?

This first thing would be to decide if you really need a car as a student. If you are only likely to need a car occasionally, or in the holidays, it may be most cost effective to borrow a car. At Marmalade, we offer a temporary and annual insurance policy on a car you borrow – which should also save you on running costs! If a car is essential, why not read our guide on 8 ways to save money on car insurance .

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