New and learner drivers can get insurance on demand on a parent’s car with our pay as you drive car insurance option, only paying for the miles they need!
Buying your own set of wheels can be costly and if you’re not driving regularly, it can mean a lot of wasted money. That’s where Pay as You Go Insurance policy comes in! Our smart black box tech allows new driver and learner drivers to pay by the mile for their insurance, on a parent’s car – meaning you could save over £1200¹ versus what the average young driver would expect to pay!
Pay per mile car insurance puts you in control! Start with 500 miles and arrange auto top up of 100 to 500 miles when there’s 50 miles left. Don’t worry if you won’t be driving much - miles are valid for 12 months from the date of purchase, or top up, and you can keep on top of how many miles are left on the handy app. What’s more, young drivers develop safe driving skills with our app and box!
This policy asks you to set an automatic top up amount, so you’ll never find yourself without cover!
How does it work?
Yes, we think it is – and here’s why. The price to add a young driver onto an existing insurance policy can be eye-watering (and that’s if you can get quote at all – some companies won’t cover young drivers). If you do get cover, and the young driver needs to make a claim, the parent’s hard earned No Claims Discount will be affected. Another thing to consider is there may be admin costs involved with adding and removing a named driver onto a policy – so if the young driver only plans on being covered for a couple of months, this makes it a very expensive way of doing things!
Pay as you go insurance is different. It’s a completely separate policy for the young driver that sits alongside the parents –and if the young driver does need to make a claim, Mum and Dad don’t have to worry about their NCD. Paying only for the miles used means a cost saving too – if the young driver won’t be driving all that much, why pay sky high premiums? It doesn’t make sense to us – and this is where this policy comes in. It saves money, time and a whole lot of hassle so the young driver can get on the road without all the fuss. If you're still unsure, we've written a guide on everything you need to know pay as you go insurance.
What’s covered by our Pay as You Go Insurance?
Legal liability for death or injury
Damage to the car owner’s vehicle
Personal accident up to £2,500
Medical expenses up to £250
Personal belongings up to £100
If you’re planning on driving your parent’s car regularly discover our annual option that covers you on a full or provisional licence!
We’ve taken a look at the pros and cons of buying vs borrowing a car to help you make the best choice for you.
There’s a lot of misconceptions around driving with a black box – we’ve got the facts on what’s true and false!