One of the benefits of living with your folks (apart from the delicious home cooked food!) is that you may have the option to share the family car. If you’re a student, or don’t need your car for work, it may be difficult to justify the cost of your own car and insurance if you only need to drive for short journeys, or just occasionally. Pay per mile insurance
could be just what you need - as you buy your miles up front, and choose the top-up that suits your needs, and you have cover in place just when you need it. The best news is that if your policy runs for over a year without a claim, you earn a No Claims Discount that will come in super handy when you’re ready to buy a car of your own!