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Named Young Driver Insurance

Affordable annual insurance on your parents' car* that allows you to earn your own No Claims Discount!

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Named Young Driver Insurance
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Marmalade's Named Young Driver Insurance is rated 8.9 out of 10 by Trustpilot based on over 3369 reviews.

What is Named Young Driver Insurance?

Marmalade’s unique Named Young Driver Insurance gives you the freedom to drive your parents’ car with your own fully comprehensive policy – without risking their No Claims Discount!

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Comprehensive cover

The policy is ideal if you’re not the main driver as it sits alongside your parents’ insurance and provides cover you when you are behind the wheel. The miles driven on this policy should not exceed 40% of the overall monthly mileage of the car.

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Black box technology

Our clever black box technology helps you to develop safe driving skills, and you can view your journeys instantly on your driving portal. You just need to log each journey on our iPhone or Android app to let us know you’re driving.

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Full or provisional licence

We’ll cover you before and after your driving test and the price won’t go up when you pass! A great alternative to being added as a named driver to the main insurance – where the price often shoots up when a young driver passes.

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Earn your own NCD

Earning a year or more of No Claims Discount should help with the price of insurance when you come to buy and insure your own car! Hopefully you won’t make a claim, but if you do, it won’t affect mum’s or dad’s No Claims Discount.

How does it work?

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Get a quick quote

Get a quote in seconds by entering just a few details and select how many miles you would like to be covered to drive.

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Make your payment

Complete your application, then pay – you can choose to pay the full amount, or monthly with 0% interest.

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Install your black box

Once your black box is installed and you’ve had your Welcome call from us, you’ll be ready to get driving!

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Record your journeys

Log your journeys on our unique app - this ensures you're covered every time you drive the car.

Why Choose Marmalade?

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Just for young drivers

Fully comprehensive insurance for drivers aged 17-27, without risking the owner’s No Claims Discount.

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Pay monthly at 0% APR

You can spread the cost of your policy by paying monthly, and you won’t be charged any interest.

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Affordable annual cover

There are no hidden fees or charges, and we cover cars to insurance group 26 and worth at least £2,000.

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Great customer service

Our friendly and knowledgeable customer service team are on hand here to answer any questions you may have.

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Frequently asked questions

Will this policy cover me as the main driver of the car? Plus Icon

No, this policy is designed for young drivers that borrow their parents’ car for occasional use. Our New Driver Insurance for your own car will cover you as main user of the car if the car is up to 15 years old. Get a quote here

How do you know who is driving the car? Plus Icon

You will need to log in to the app and click “start” every time you drive the vehicle to ensure that you are covered for every journey you take, as this is how we know you are driving. You will not be insured while driving if you have not logged in to drive via the app. At all other times we assume the vehicle owner or someone named on the main insurance is driving.

Am I insured before the box is installed? Plus Icon

No, your policy will not start until the following steps have been completed:

  • We have received copies of your Policyholder Declaration, Driving Licence and V5C logbook
  • The box is installed in the specified car
  • You have gone through the welcome call (when policy documents will be sent and your policy will be activated)

Will I be building up a No Claim Bonus with this policy? Plus Icon

You certainly will. You can start building this up as soon as your policy starts. After 12 months of cover you will then have gained one year's No Claims Discount (providing you don't have any accidents or claims).

My parents are worried about how it will affect their policy. Is it Dual Insurance? Plus Icon

It won’t affect the main insurance at all! This insurance cover is a policy that covers you while you are behind the wheel. Here is the technical bit… Dual insurance occurs when, in the case of insurance against loss or damage, the same items are insured against a certain risk under more than one insurance policy. Cover is only provided under this policy for you, an occasional driver who is not named on the main insurance. The main insurance covers the vehicle and named drivers - therefore it does not cover the same risk as the main policy.

Is there a mileage allowance on this policy? Plus Icon

Yes, you can select to have cover for 3000, 4000 or 5000 miles per year.

View all FAQs

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