Black Box Insurance

Unique research by Marmalade shows that 77% of young drivers feel stereotyped†.

Our black box insurance solution not only allows us to prove Marmalade's drivers are some of the safest young drivers on the road. It also helps them to combat pressure from passengers to drive recklessly or out of their comfort zone. All this with a solution that is without curfews and allows young drivers to build up their own no claims bonus

Intrigued by black box insurance but not entirely sure what it is and how it can benefit you? Read on to find out more.

At Marmalade we specialise in helping young drivers get on the road and black box insurance is a key aspect of our car insurance offering. Essentially, black box insurance, also known as telematics insurance, enables you to earn cheaper premiums by proving yourself as a safe, responsible driver. Our black box technology can also help you to improve your driving skills and reduces the likelihood of you being involved in an accident by 3 times*.

Sound pretty good? Here's how it works:

So you think you should pay less for your insurance?

As a young driver you've probably noticed that car insurance premiums tend to be pretty steep. It is a fact of life that young people are likely to pay more for their car insurance. This is because young drivers are statistically proven to be a higher risk group and because higher risk inevitably equals higher premiums, anyone who falls into that grouping can expect more expensive car insurance quotes.

Most insurance is calculated using large age-based groupings because there isn't sufficient data available relating to the individual driver - this is especially true in the case of young motorists. But all is not lost! This is where black box technology comes in.

By installing a discreet black box to the battery of your car your driving data will be transmitted to us using a GPS signal. This allows us to get a more accurate, personalised impression of your driving and helps you identify areas you may need to improve. So, at renewal, we can then give you a personalised premium based on your driving, and, on the rare occasions we flag a cause for concern, one of our friendly team will pick up the phone and talk it through with you and give you tips on improving. We're not spying to see where you are at 2am on a Saturday night – we're just interested in how safely you're driving!

It doesn't happen very often, but if one of our young drivers, driving their own car, repeatedly drives dangerously, we will charge a premium increase to cover their increased risk of being in an accident. Fortunately 9 out of 10 drivers never have that problem!

See how much you could save with black box insurance on your own car – with no curfews!

Why choose black box insurance from Marmalade?

Our black box insurance puts you in the driver's seat as we give you our lowest price from day one rather than cashback later on, and safer drivers get an additional discount on their renewal premium!

Some insurers charge extra if you drive at night, but at Marmalade we know how important it is for you to have the freedom to drive when you like, and to develop your safe driving skills, whatever the time of day. That's why we don't impose any curfews or night time driving penalties.

Our black box insurance can also help you to improve your driving by allowing you to analyse your own driving data via a simple online interface. This means you'll be able to see all the data we've collected about your driving and use it to get a better impression of how well you're driving and where you could improve.

Take a look at our telematics insurance guide to find out more about black box insurance from Marmalade.