A flexible policy that helps you practice driving in a friends' or family car without affecting their No Claims Discount
If a learner driver is practicing in a family member's or friend's car, they need learner driver insurance. Learner Driver Insurance covers the learner while they practice their driving skills in a family member or friend’s car and continues to provide cover during the test – a great option from less than £10 per week¹
This flexible short-term policy protects the No Claims Discount of the car owner’s main policy. Choose from cover for 30 - 240 days, whatever suits your needs! There are a few rules and stipulations around where you can drive and who with, which is why we put together our complete guide to learner driver insurance.
In short, yes. Anyone who is driving on a UK road, by law, needs to have valid insurance in place – even if they are a provisional licence holder. If you’re driving with an instructor, they are likely to already have this in place, but if you are planning on practising outside lessons in your own car or a family member’s/friend’s car, then you definitely need insurance as a learner driver. The penalty for driving without valid insurance is £300 and 6 penalty points (or more if it goes to court). No-one wants that at the start of their driving career, right?
How does learner driver insurance work?
Who can supervise a learner driver?
- Any driver who is over 25
- Currently holds a current valid full UK driving licence for at least 3 years
It doesn’t even need to be the person who owns the car! Just make sure permission is given by the car owner – but we’re sure you already know that.
Keep in mind that they must be qualified to drive the vehicle you are using. For example, if their licence is for automatic vehicles, they can’t supervise you in a manual car.
The DVSA recommends learner drivers get as much private practice alongside lessons as possible, especially since learners are taking around six months or more to pass their test. With their Ready to pass? campaign, the DVSA are urging learners to get in some extra practice if they think they aren't ready - rescheduling their test to give themselves some extra time, and a ready learner a slot sooner!
Before you head out practising, check out our guide to make sure you get the most out of private practice.
No risk to the car owner’s No Claims Discount
Get covered straight away!
Save money when you renew your policy
99% of customers would recommend us!³
What's covered by our Learner Driver Insurance policy?
Damage to the car owner’s vehicle
Personal accident up to £2,500
Medical expenses up to £250
Personal belongings up to £100
If you're learning to drive, we've got everything you need to know to get ready for your driving test in one place!
Did you know that Marmalade also sell L-plates? Head over to our Amazon store to buy yours today.
Advice and guides for parents helping their learner driver on their driving journey.