LEARNER DRIVER INSURANCE from £1.23/day¹
Flexible and comprehensive cover for driving practice in a family car or friend's car
This cover is suitable for:
Drivers with a provisional licence only
Learner drivers aged 17-34
Private practice in someone else’s car
This cover is not suitable for:
Full licence holders
Insuring the learner driver’s own car
Vans and commercial vehicles
What is Learner Driver Insurance?
Marmalade’s Learner Driver Insurance helps provisional licence holders to get those all-important extra hours of driving practice in a friend or family member’s car. This comprehensive policy sits alongside the car owner’s policy and covers the provisional licence holder while they are behind the wheel, and during the driving test, if needed. As the name suggests, cover ends once the learner passes their test – as they’re no longer a learner driver!
In our annual survey of young drivers, we discovered it takes 6 months on average for a young driver to pass their test. We know one size doesn’t fit all, so we offer flexible options from 30 days to 1 year’s cover to suit everyone.
Enjoy the benefits of Learner Driver Insurance
- Fully comprehensive cover that will not affect the car owner’s No Claims Discount
- Quick and easy to purchase online – you can be covered to go out driving straight away!
- Once you’ve held a learner insurance policy with us you can earn a 5% discount on our Black Box Insurance!
DID YOU KNOW ...
There's no need for the car owner to let their insurance company know about this cover. We've got you covered!
DID YOU KNOW ...
There's no need for the car owner to let their insurance company know about this cover. We've got you covered!
5 flexible cover options available
Plus, at renewal there are options of renewing for just a week or two at a time!
What's covered by our Learner Driver Insurance policy?
Legal liability
Damage to the car owner’s vehicle
Personal accident up to £2,500
Medical expenses up to £250
Personal belongings up to £100
Good to know if you’re the car owner
If you’re considering insuring a learner on your car, the first instinct may be to call your insurer to add a named driver. This can be expensive, and you may incur an admin fee to add and remove the learner driver, as you’re unlikely to know how long it will take them to pass. There’s also the worry that, if the learner has an accident, you may lose your No Claims Discount.
Marmalade’s provisional insurance allows you to cover the learner driver from 30 days to 1 year, and top-up as and when needed. There’s no setup fee, and, because it sits alongside the main insurance, there is no risk to your well-earned No Claims Discount! The good news is that you won’t need to sit on the phone for ages to your insurance company, as our Learner Driver Insurance is easy to set up online in minutes. You don’t need to inform your insurer, as the insurance is covering the learner driver rather than being the car’s main insurance.
It’s simple and straightforward
Frequently asked questions
Frequently asked questions
What is the policy excess?
You will need to pay the first £250 towards the claim if there is a fire, the car is stolen or you have an accident whilst you're driving.
Who can supervise a learner and how old must they be?
Any driver who is over 25, who currently holds a current valid full UK driving licence, and has done for at least three years, can supervise you. It doesn't even need to be the person who owns the car. Of course, you'll need the permission of whoever owns the car - we're sure you knew that anyway!
Can a learner be insured on their own car?
Yes – but not with this policy. This is a short-term policy designed to sit alongside an existing motor policy of a car owned by someone else. Our Black Box Insurance is designed to cover a young driver in their own car before and after they pass!
Are learner drivers covered to drive on the motorway?
We’re afraid not. Our learner insurance will not cover a learner to drive on a motorway during their private practice. By law, Learner drivers are only allowed to drive on the motorway with a qualified driving instructor with dual controls, provided the driving instructor is confident that the learner is experienced enough and close to passing their driving test.
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