What we Cover

Important information about our learner driver policy

Our Learner Driver Insurance covers you to drive a family or friend's car while you're learning – all done in a clever way that doesn't risk the car owner's No Claims Bonus. We'll cover learner drivers on most cars up to insurance group 32 with a current value of up to £30,000, provided the vehicle is already fully insured and is up to 20 years old.

We’ve included a handy table for reference below, but basically you'll get comprehensive cover against fire, theft, malicious damages and any accidents while you're driving the car. It also covers damages to other people's property while driving. Wait, there's more! It even covers whoever is supervising your driving if they have to take control of the wheel in an emergency.

Significant features and benefits

Legal liability for death or injury to any other person, including passengers Included
Legal liability for damage to other people’s property up to £20,000,000 Included
Damage to your vehicle Included
Windscreen repair/replacement Excluded
Personal Accident Benefits: For you or your spouse for death or loss of limbs/sight up to age 69 Up to £2,500
Medical expenses Up to £250
Personal belongings Up to £100
Foreign Use Excluded

Cancellation fees and Excess

Cancellation fee £10
Excess (payable in the event of a claim) £250

This summary does not describe all the terms and conditions of your policy, so please take time to read the Insurance Policy Booklet to make sure you understand the cover it provides.

Have a question about our Learner Driver Insurance? Click here to read our Learner Driver FAQs.

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