Insurance options for learner drivers
Check out the range of cover options available for learner drivers on a parent’s car
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Benefits of short-term cover:
Flexible cover options from 30 – 365 days
Exclusively for learner drivers
Great if getting own car once passed
Benefits of annual cover:
Seamless cover before and after passing
No price increase after passing test
Learner starts earning No Claims Discount
Information for the car owner
Helping a learner driver get on the road doesn’t have to be expensive or stressful. There are plenty of options for you to choose from without adding them to your own insurance policy which can be costly and may incur an admin fee.
These two options for learner drivers are designed to give car owners and learners flexibility and protection when getting on the road! There’s no set-up fee, no risk to your well-earned NCD and no sitting around on the phone to speak to your insurance company.
Flexible car insurance options for learner drivers
Getting in extra driving practice outside of lessons with an instructor gives learner drivers the all-important experience of real-life driving situations they may not get otherwise, such as driving at night and experiencing rush hour traffic - things they'll have to deal with on a daily basis once they've passed. There are plenty of options to get on the road, and it doesn't mean the learner has to have a car of their own. Here's two different products, short term and annual cover, for learner drivers to get behind the wheel of a parents car.
Learner Driver Insurance is short term cover from 30-365 days exclusively for learner drivers wanting to get in extra practice before their test. Named Young Driver Insurance is an annual policy which can be taken out as a learner driver on a parent’s car. This is a seamless policy which gives cover from learner to full licence holder with no premium increase, and gives the chance for the learner to start earning their own No Claims Discount before they’ve even passed!
Which insurance option should I choose?
Short term learner insurance
Annual learner insurance
- A cost effective way to get in extra driving practice
- Perfect if you’ll be changing car within 12 months
- Flexible options to add additional cover for 7-14 days
DID YOU KNOW
Both of these policies are fully comprehensive cover and will not affect the car owners No Claims Discount should the learner need to make a claim.
- Start earning your own No Claims Discount
- Cover from learner to full licence holder
- No price increase when you pass
DID YOU KNOW
Both of these policies are fully comprehensive cover and will not affect the car owners No Claims Discount should the learner need to make a claim.
DID YOU KNOW
Both of these policies are fully comprehensive cover and will not affect the car owners No Claims Discount should the learner need to make a claim.
Frequently asked questions
Who can supervise a learner and how old must they be?
Any driver who is over 25, who currently holds a current valid full UK driving licence, and has done for at least three years, can supervise you. It doesn't even need to be the person who owns the car. Of course, you'll need the permission of whoever owns the car - we're sure you knew that anyway!
Can I change the car on the policy?
Provided it meets the criteria of our policy and you contact us to update the vehicle details, you can change the car you are insured to drive in. Only one car can be specified on the policy at any time.
Are learner drivers covered to drive on the motorway?
We’re afraid not. Our learner insurance will not cover a learner to drive on a motorway during their private practice. By law, Learner drivers are only allowed to drive on the motorway with a qualified driving instructor with dual controls, provided the driving instructor is confident that the learner is experienced enough and close to passing their driving test.
Will I be covered to take my driving test with these insurance options?
Yes. You will need to take your insurance policy documents with you and ensure the car meets certain requirements set by the government. We’ve summarised the main points here but we advise you to read the full requirement on the government website.
- It must be taxed
- The car must be roadworthy (with a current MOT for cars over 3 years old)
There can’t be any warning lights showing
There can’t be any tyre damage or space-saver tyre fitted
You must fit L plates to the front and rear of the car and an extra interior rear-view mirror for the examiner.
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