Driver Hub  Driving advice  Top tips   What to do if your car is stolen
Car with stolen reg plate
We Are Marmalade profile

We Are Marmalade

March 5, 2018

Driving advice Owning a car 4 min read

No one expects their car to be stolen, but unfortunately, this can happen. We’ve pulled together a list of what you should do if you find yourself in this situation, as well as a couple of ways to prevent it.

Double check

You may be thinking “there is no way I could think my car is stolen if it wasn’t” but it does happen. If you’ve gone out for the day and returned to no car, have you misplaced it? Or, were you parked somewhere where you shouldn’t be – and your car has been towed away? Maybe you’ve leant it to a friend, and completely forgotten! It’s essential that you check this before going any further, as it will determine who you need to contact.

No – it’s been towed away!

Firstly, you need to find out where your car has been towed to. To do this, you can contact the non-emergency number 101, or go to your local police station. They should have records of your car, and which impound site it may have been taken to. Once you’re there, you will need to pay a release fee to recover your car. You may also need to pay a separate penalty if your car was illegally parked.

Yes – it’s been stolen! Call the police

If you’re certain that your car has been stolen, alert the police straight away. Make sure you know your vehicle’s registration, make and model, and its colour. You’ll then be given a crime reference number, which you will need when you inform your insurance company.

Did you know, if you have a black box in your car, this can be used to help them track down where your car is? If you have a black box in your vehicle, make sure you let the police know. Don’t be tempted to go looking for the vehicle yourself using the locations reference – you could be putting yourself at risk.

Contact your insurer

After you have notified the police, you should contact your insurance company to start the process of making a claim. Try and remember everything that was in your vehicle when it was taken – as this may be asked when you’re reporting the theft. If your insurance company pays out for the claim of your stolen vehicle, you must tell the DVLA that it has been sold to your insurance company.

What else?

  • If your car has a personalised number plate and has not been recovered, you can apply to have the registration transferred to your replacement vehicle after one year. You cannot claim your personalised number plate back if you have made an insurance claim, and told the DVLA your car was sold to your insurance provider.

How to prevent your car being stolen

Unfortunately, car theft does happen! Let’s face it, you bought your car because you like it – right? Chances are, thieves will like it to, so here are a few precautions you can take to stop them getting away with your car!

  • Check it is locked – and then, check again!

You can never be too sure. Whether you’re parked at home, or whilst you’re out and about, double check your car is locked (it will normally make a heavy click so you know).

  • Check where you park

You’ll be surprised as to where car crime takes place. It’s not always in dodgy looking areas! Try your best to park your car somewhere that is well lit (under a street light for example). If you’re parking at home or a friend’s house, try and park as close to the house as physically possible, maybe on a driveway or garage. If you’re parking at a shop, get as close to the entrance and other cars as possible. Car thieves will tend to go for vehicles that are parked out of the way and by themselves.

  • Hide your things

Let’s face it – if a car thief likes the look of your motor, they’re going to love the fact there’s a phone, purse, and satnav on display too! If you can, take these things with you! If not, try and make sure they’re out of sight – either in the boot or glove box.

We hope you never have your car stolen, but it’s good to know what to do just in case. By following these tips, you make sure you do what you can to prevent it from happening.

We Are Marmalade profile

By We Are Marmalade

'We champion young drivers with award-winning low cost insurance for learner and new drivers and a great young drivers' car scheme.'  See more posts by We Are

Share this article

Angry man in car pointing
Learning to drive News Young driver stories 6 min read

Victims of road rage - Learner driver stories

Chloe Martell profile

Chloe Martell

October 17, 2019

As many of you know, we’re petitioning for change on how learner drivers are treated when they’re on the roads. Astonishingly, 90% of learner drivers have been subject to tailgating and overtaking when in their…Read more

Young girl in car
Driving advice Owning a car Young driver stories 6 min read

Kimberley's MOT misery

Kimberley Dodge profile

Kimberley Dodge

September 27, 2019

Fear. Dread. Horror. No, I’m not talking about the rush of panic when you spot a spider in your bedroom. I’m talking about the stab of fright that pierces your heart when you hear the…Read more

Interior Audi A1 steering wheel
Owning a car 7 min read

Audi A1 - Chloe's review

Chloe Martell profile

Chloe Martell

March 7, 2020

As a young driver, whilst I like to think that reading reviews about cars from petrol heads will help me when it comes to choosing my car, it really doesn’t. I want to know what…Read more