Setting out on the road in your own car is something everyone dreams of, but the insurance costs can make it seem like the dream is just out of reach. Don’t worry – it isn’t! Having our black box insurance policy may help you save money, and develop safer driving skills as well!
Statistically, a young driver is most likely to have an accident in their first 6 months of being a qualified driver. Black box technology can help reduce the risk of this, by making you aware of your driving skills and where you can improve. This will reduce the risk of you being involved in an accident, and will set you up to be a good driver for life. You could also bag yourself one years’ No Claims Bonus and, potentially, a discount, when it comes to your insurance renewal.
What is your score measured on?
We use these three different measures to determine how your journey has gone overall and, using a traffic light system, you can determine how each of your journeys is marked overall; ‘Green’ being the best and ‘Red’ meaning there were points to note. Now don’t worry if you do find that you have been picked up for speeding, accelerating too quickly, or braking too harshly on a journey – it’s not the end of the world, as long as you don’t do these consistently. If you do, you could be getting a ‘red journey’.
How to avoid a red journey
A great way to avoid getting a red journey is to make sure you keep an eye on your driving score. Checking your driving regularly on the portal or app couldn’t be easier – and it will help you to keep your journeys ‘green’!
Now I know what you’re thinking – It’s easy for us to tell you how to keep your speed low, and warn you not to brake harshly multiple times because we’re ‘not thinking about real life events’ but we promise you – we are. We’ve pulled together a list of the real circumstances our customers have found themselves in that have caused a ‘red journey’!
The flow of the traffic
Many customers, when they have received a ‘red journey’ state that they were just keeping up with the flow and speed of the traffic. We know, it’s easy to do. You’re travelling along a motorway or dual carriageway and the next thing you know, you’re driving over the speed limit because it seems that other drivers are going at the same speed.
Remember to keep an eye on your driving alone. Just because other drivers are doing something, doesn’t mean you should do the same. It’s not just your black box that will notice either. If you travel through an average speed check zone or pass a speed camera – you could be looking at a speeding fine!
Too close for comfort
Another cause of ‘red journeys’ is when a driver is following the car in front of them too closely. The traffic will stop quicker than they anticipated and they’ll have to slam their brakes on. Now, we’re not saying there aren’t’ circumstances when you do need to put the brakes on harshly, but if you’re doing it often – this is what will cause you to have a ‘red journey’. Keep your distance from the car in front so if traffic does quickly halt, you’ll have time to react quickly and safely! Remember the 2-second rule?
Off like the wind
You’re driving around a corner, about a quarter of the way around – you see the stretch of road that leads off of it and you put your foot down. The acceleration and the speed that you pick up on this corner is one of the most common reasons our customers get ‘red journeys’. Remember, even though you can see the road in front of you, you still need to deal with the corner you are on, so take it steady around the bend.
Harassment from other drivers
This is a tricky one, but unfortunately is something we hear a lot. You know when you’re driving along, but the car behind you seems to be following you way too closely, and taking the exact same route you are? It can be worrying and, unfortunately, it can affect your driving ability, which sometimes leads to a ‘red journey’. If you find yourself in a situation like this, try and keep calm and in control. You are sticking to the speed limit and driving with care and caution. When other drivers simply don’t follow the rules of the road as you are, it is, essentially, their problem – not yours! Don’t let their bad driving bring down your driving score.
Slow down smoothly, bud
You’re driving along and you notice the speed limit is going from a 60 to a 40. Start to slow down well before you get to the speed limit change, so you’re not caught out and needing to brake harshly! You need to be doing 40 in the 40 – not 50 and working your way down! The same applies when you’re leaving the speed limit zone, too. If you see the restriction ends in 200 yards, don’t speed up now! You’re still within the 40 zone so keep it there until you’re out!
What happens if I have a red journey?
If you do end up getting a ‘red journey’, please don’t panic. We promise it’s not the end of the world! A member of our lovely team will give you a call to discuss where the ‘red journey’ occurred and talk you through how it could have been avoided. We’re a friendly bunch and we’re here to listen and help!
Unfortunately, there are consequences for consistently driving dangerously. Whilst it rarely happens, if you do continue to drive dangerously – you could be looking at a premium increase. The full details and how it works can be seen here.
Really – all you really need to do to avoid a ‘red journey’ with us, is to stick to the rules of the road – nothing more than you’ll be doing anyway!