Question 1

What is a guarantor?

Accepted Answer

A guarantor is someone who formally guarantees to pay the finance if the young driver is unable to make the repayments.
Before agreeing to become a guarantor for young driver, it is important you check that you would be able to afford the repayments (if they fail to pay the finance instalments), as non-payment pay could affect both yours, and their, credit score and result in repossession of the car.

Question 2

What is the benefit of adding a guarantor to my finance application?

Accepted Answer

If you're aged under 21, you're unlikely to have built up much credit history, so approval will be based on your personal circumstances. Having a guarantor increases your chance of being approved - thus allowing you to start building up your credit score.

Question 3

How does the insurance work?

Accepted Answer

We offer you a personalised quote based on your age and postcode and the majority of our customers really do get free insurance. We know it's a big outlay buying and insuring your first car. We developed this offer to help ease the pain during what's probably going to be your most expensive year of car insurance – whilst you build up that first year's all important no claims bonus. Our insurance is underwritten by Highway Insurance (part of the Liverpool Victoria Group)

Question 4

What happens after the first year?

Accepted Answer

We'll send you a renewal price, but you don't have to take it and if you can find a more suitable policy somewhere else you can move your insurance (we'll miss you though!)

Question 5

How long until I get my new car?

Accepted Answer

Good question. It depends on the car you're after and how far you want to go customising it! If you want your car delivered ASAP give us a call on 0333 358 3441 to find out what's available now. If you've got your heart set on a certain colour or upgrade the car may have to be made to order. Whatever your circumstances, our friendly team can talk you through timescales for the different options – and we'll keep you posted on progress until it's delivered.

NEW CARS & FREE INSURANCE FOR YOUNG DRIVERS from £--- p/m*

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Our insurance offers

Free insurance

12 months' free black box insurance is available in the majority of postcodes - helping you develop your driving skills and earn that all important No Claims Discount.

Discounted Insurance

If we can't offer free insurance, we'll offer you a contribution instead. You'll be shown a discounted insurance premium - this is the amount you'll pay for your insurance, minus our contribution.

Cashback

Occasionally we're not able to provide insurance in certain areas. Instead, we will offer you a cashback payment - which you can use to purchase your own insurance.

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