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New cars with free insurance for young drivers
From £201.57 per month*
How does it work?
Choose your car
Browse our wide range of brand new cars, many of which include 12 months' FREE black box insurance, to find the best one for you. The great news is that our car and insurance package is available from age 17!
Check out your offers
Enter your age and postcode to see your personalised offers. 12 months' FREE Insurance is available in the majority of postcodes - where it's not available, we'll offer you discounted insurance or cashback.
Apply instantly
It's easy to apply online for finance and you could be accepted in 10 minutes. Finance* is only available from 18. If you're not eligible for finance, a parent or guardian can apply on your behalf.
Pay a small deposit
To secure your new car all you need to pay is a small deposit of £500 or more - then it won't be long until you can take to the road in your new wheels and enjoy your new found independence!
How does our insurance work?
Free Insurance
Free insurance
12 months' free black box insurance is available in the majority of postcodes - helping you develop your driving skills and earn that all important No Claims Discount.
Discounted Insurance
Discounted insurance
If we can't offer free insurance, we'll offer you a contribution instead. You'll be shown a discounted insurance premium - this is the amount you'll pay for your insurance, minus our contribution.
Cashback
Cashback
Occasionally we're not able to provide insurance in certain areas. Instead, we will offer you a cashback payment - which you can use to purchase your own insurance.
What our customers say
Wouldn't hesitate to use again
Wouldn't hesitate to use again. Straight forward to use
Easy marmalade
Easy to set up and everything sent by email, helps you get that extra bit of practice when it suits more... you 👍
Efficient
Really quick to set up
So Simple!
Easy to use website and arrange temporary learner's car insurance in about 20 minutes. Much better price more... than using my existing insurance company.
Really helpful and the cost was much…
Really helpful and the cost was much lower than I had anticipated!
Our manufacturers
Why choose Marmalade?
Just for young drivers
No-one else offers new cars with free insurance from age 17!
Encourages safe driving
Develop your driving skills with our clever black box insurance.
Easy to buy online
It's quick and easy to apply for finance and pay your deposit.
Helping to pass your test
Our insurance covers you on a provisional or full licence!
Frequently asked questions
What is a guarantor?
A guarantor is someone who formally guarantees to pay the finance if the young driver is unable to make the repayments.
Before agreeing to become a guarantor for young driver, it is important you check that you would be able to afford the repayments (if they fail to pay the finance instalments), as non-payment pay could affect both yours, and their, credit score and result in repossession of the car.
How does the insurance work?
We offer you a personalised quote based on your age and postcode and the majority of our customers really do get free insurance. We know it's a big outlay buying and insuring your first car. We developed this offer to help ease the pain during what's probably going to be your most expensive year of car insurance – whilst you build up that first year's all important no claims bonus. Our insurance is underwritten by Highway Insurance (part of the Liverpool Victoria Group)
What is the benefit of adding a guarantor to my finance application?
If you're aged under 21, you're unlikely to have built up much credit history, so approval will be based on your personal circumstances. Having a guarantor increases your chance of being approved - thus allowing you to start building up your credit score.
What happens after the first year?
We'll send you a renewal price, but you don't have to take it and if you can find a more suitable policy somewhere else you can move your insurance (we'll miss you though!)
How long until I get my new car?
Good question. It depends on the car you're after and how far you want to go customising it! If you want your car delivered ASAP give us a call on 0333 358 3441 to find out what's available now. If you've got your heart set on a certain colour or upgrade the car may have to be made to order. Whatever your circumstances, our friendly team can talk you through timescales for the different options – and we'll keep you posted on progress until it's delivered.
Ask us your question on 0333 358 3441
Representative example
Buy on a 4 year Personal Contract Purchase at 9.7% APR
48 monthly payments of
£202.55
Deposit
£500
12 months insurance
Free
At the end of the 4 years you can hand the car back to the finance company or pay a final payment of £2,919.75.
Drive up to 8000 miles per year.
Here's how we worked out the loan
£10,729.36Cash price This is amount you are paying for the car.
£10,229.36Loan amount after the deposit This is the amount you are borrowing and will pay interest on.
£2,412.67Total charge for credit This is the total amount of interest you will pay on the finance agreement.
£0.00Admin fee This is an administration fee that the finance lender charge to set up your credit agreement.
£13,142.15Total amount payable This is the total amount you would pay to own the car (including the deposit, the 48 monthly payments and the final payment.
4.57%The fixed rate of interest The interest rate will remain consistent throughout the term of your loan, meaning your monthly payments will remain the same.
The figures above are based on an 18 year old living at PO107RJ. Young Marmalade Ltd, acting as a credit broker, will introduce you to a select panel of lenders. *This can be increased for an additional cost after you apply (excess mileage is charged if you hand your car back at the end of the term. The excess mileage rate will be specified in your finance agreement.)
Speak to our car buying experts
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OPEN
Monday-Thursday: 9:00am - 18:30pm,
Friday: 9:00am - 17:30pm,
Saturday: 9:00am - 15:00pm
