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Frequently asked questions

What is a guarantor?arrow
A guarantor is someone who formally guarantees to pay the finance if the young driver is unable to make the repayments.
Before agreeing to become a guarantor for young driver, it is important you check that you would be able to afford the repayments (if they fail to pay the finance instalments), as non-payment pay could affect both yours, and their, credit score and result in repossession of the car.
What is the benefit of adding a guarantor to my finance application?arrow
If you're aged under 21, you're unlikely to have built up much credit history, so approval will be based on your personal circumstances. Having a guarantor increases your chance of being approved - thus allowing you to start building up your credit score.
How does the insurance work?arrow
For the majority of cars 12 months’ black box insurance is included in the deal. If, for any reason, we’re unable to offer you 12 months’ insurance, we’ll offer a contribution towards your policy with Marmalade and let you know how much you need to pay, or we’ll give you a cashback to help you get cover elsewhere.
Where your car will be covered by Marmalade black box insurance, we’ll send you a small device to fit the windscreen of your car and ask you to download our driving app. This measures how you’re driving and lets you keep an eye on your driving score. You’ll be pleased to know our safest drivers can earn a safe driving discount at renewal - in addition to any No Claims Discount earned.
What happens after the first year?arrow
We'll send you a renewal price, but you don't have to take it and if you can find a more suitable policy somewhere else you can move your insurance (we'll miss you though!)
How long until I get my new car?arrow
Good question. It depends on the car you're after and how far you want to go customising it! If you want your car delivered ASAP give us a call on 0333 358 3441 to find out what's available now. If you've got your heart set on a certain colour or upgrade the car may have to be made to order. Whatever your circumstances, our friendly team can talk you through timescales for the different options – and we'll keep you posted on progress until it's delivered.

What's included in our insurance cover

Ability to earn your own No Claims Discount

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Legal liability for death or injury to any other person, including passengers

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Legal liability for damage to other people’s property up to £20,000,000

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Damage to your vehicle and windscreen repair/replacement

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How does it work?


Choose your car

Browse our wide range of brand new cars to find the best one for you, and we’ll pay for the first year’s insurance*. The great news is that our car and insurance package is available from age 17!
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Check out your offers

Enter your age and postcode to see your personalised offers! We’ll pay for the first 12 months’ insurance in the majority of postcodes. Where it's not available, we’ll offer a contribution towards your insurance or cashback to help you get cover elsewhere
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Apply instantly

It's easy to apply online for finance and you could be accepted in just 30 minutes. Finance* is only available from 18. If you're not eligible for finance, a parent or guardian can apply on your behalf.
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Pay a small deposit

To secure your new car all you need to do is pay a deposit of just £500 or more. Then it won't be long until you can take to the road in your new wheels and enjoy your new found independence!

Our insurance offers

Insurance on us

Insurance on us

The first 12 months' black box insurance is available in the majority of postcodes - helping you develop your driving skills and earn that all important No Claims Discount.

Insurance contribution

Insurance contribution

If we’re unable to pay for your insurance, we'll pay towards your insurance instead. If this is the case, we’ll let you know how much we’ll contribute towards your insurance and how much you’ll need to pay.



Occasionally we're not able to provide insurance in certain circumstances. Instead, we will offer you a cash payment - which you can use to purchase your own insurance elsewhere.

Why insure with us?

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Just for young drivers

New car & insurance deals from age 17!*
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Encourages safe driving

Develop your driving skills with our clever black box insurance.
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Easy to buy online

It's quick and easy to apply for finance and pay your deposit.
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Helping to pass your test

Our insurance covers you on a provisional or full licence!
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Black Box Insurance

Driving your own car

  • Instant comprehensive cover
  • Drive 24/7 with no curfews
  • Cover before and after you pass
  • No price increase on passing your test
Two girls in a car

Named Young Driver Insurance

Driving a parent's car

  • Alternative to being a named driver
  • Earn your own No Claims Discount
  • Fully comprehensive cover
  • No risk to parents' No Claim Discount
Fiat 500 and Vauxhall Corsa
Car availability update
Some models may have a long lead in time for delivery due to supply chain issues caused by a shortage of microchips.
For faster delivery we have Vauxhall Corsas available.
We also have Ford Fiestas and Fiat 500s available now.
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