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Frequently asked questions

What is a guarantor?arrow
What is the benefit of adding a guarantor to my finance application?arrow
How does the insurance work?arrow
What happens after the first year?arrow
How long until I get my new car?arrow

Frequently asked questions

What is a guarantor?

A guarantor is someone who formally guarantees to pay the finance if the young driver is unable to make the repayments.
Before agreeing to become a guarantor for young driver, it is important you check that you would be able to afford the repayments (if they fail to pay the finance instalments), as non-payment pay could affect both yours, and their, credit score and result in repossession of the car.

How does the insurance work?

We offer you a personalised quote based on your age and postcode and the majority of our customers really do get free insurance. We know it's a big outlay buying and insuring your first car. We developed this offer to help ease the pain during what's probably going to be your most expensive year of car insurance – whilst you build up that first year's all important no claims bonus. Our insurance is underwritten by Highway Insurance (part of the Liverpool Victoria Group)

How long until I get my new car?

Good question. It depends on the car you're after and how far you want to go customising it! If you want your car delivered ASAP give us a call on 0333 358 3441 to find out what's available now. If you've got your heart set on a certain colour or upgrade the car may have to be made to order. Whatever your circumstances, our friendly team can talk you through timescales for the different options – and we'll keep you posted on progress until it's delivered.

What is the benefit of adding a guarantor to my finance application?

If you're aged under 21, you're unlikely to have built up much credit history, so approval will be based on your personal circumstances. Having a guarantor increases your chance of being approved - thus allowing you to start building up your credit score.

What happens after the first year?

We'll send you a renewal price, but you don't have to take it and if you can find a more suitable policy somewhere else you can move your insurance (we'll miss you though!)

What's included in our insurance cover

Ability to earn your own No Claims Discount

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Legal liability for death or injury to any other person, including passengers

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Legal liability for damage to other people’s property up to £20,000,000

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Damage to your vehicle and windscreen repair/replacement

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How does it work?


Choose your car

Browse our wide range of brand new cars, many of which include 12 months' FREE black box insurance, to find the best one for you. The great news is that our car and insurance package is available from age 17!
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Check out your offers

Enter your age and postcode to see your personalised offers. 12 months' FREE Insurance is available in the majority of postcodes - where it's not available, we'll offer you discounted insurance or cashback.
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Apply instantly

It's easy to apply online for finance and you could be accepted in 10 minutes. Finance* is only available from 18. If you're not eligible for finance, a parent or guardian can apply on your behalf.
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Pay a small deposit

To secure your new car all you need to pay is a small deposit of £500 or more - then it won't be long until you can take to the road in your new wheels and enjoy your new found independence!

Our insurance offers

Free insurance

Free insurance

12 months' free black box insurance is available in the majority of postcodes - helping you develop your driving skills and earn that all important No Claims Discount.


Discounted Insurance

If we can't offer free insurance, we'll offer you a contribution instead. You'll be shown a discounted insurance premium - this is the amount you'll pay for your insurance, minus our contribution.



Occasionally we're not able to provide insurance in certain areas. Instead, we will offer you a cashback payment - which you can use to purchase your own insurance.

Our customers love us - Here's what they say...

Here's what they say...

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Why insure with us?

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Just for young drivers

No-one else offers new cars with free insurance from age 17!

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Encourages safe driving

Develop your driving skills with our clever black box insurance.

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Easy to buy online

It's quick and easy to apply for finance and pay your deposit.

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Helping to pass your test

Our insurance covers you on a provisional or full licence!

Black Box Insurance

Driving your own car

  • Instant comprehensive cover
  • Drive 24/7 with no curfews
  • Cover before and after you pass
  • No price increase on passing your test

Named Young Driver Insurance

Driving a parent's car

  • Alternative to being a named driver
  • Earn your own No Claims Discount
  • Fully comprehensive cover
  • No risk to parents' No Claim Discount
Helping young drivers get on the road in a safer, fairer, simpler way
Enjoy the benefits of a brand new car with 12 months' FREE comprehensive black box insurance.

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